Air Miles & Travel Rewards – Go Places, Earn More
Travel Smarter with India’s Top Travel Credit Cards
Planning your next getaway or flying frequently for work? CardMela.com brings you a power-packed selection of Air Miles & Travel Rewards Credit Cards designed to make every trip more rewarding.
These cards offer unbeatable value for frequent flyers and travel lovers — from free flight tickets, lounge access, and air miles on spends, to low forex fees and travel insurance coverage.
Whether you prefer luxury with HDFC Infinia, value with SBI Air India Signature, or global rewards with Axis Atlas — our curated list ensures you find a card that matches your travel style and spending habits.
What Makes These Cards Perfect for Travelers?
- Earn Air Miles / Travel Points on every spend — convert to free flights or upgrades
- Access Airport Lounges across India & abroad — relax before you fly
- Milestone-Based Flight Vouchers & bonus travel rewards
- Low Foreign Transaction Markup – save while spending abroad
- Travel Insurance, Hotel Discounts, and concierge privileges
- Easy redemption with airline/hotel partners or via travel portals
Great for:
- Frequent business or personal flyers
- International travelers who shop & spend overseas
- Jet-setters looking for luxury, convenience, and savings
- Users who want rewards that literally take them places
Compare Top Travel Credit Cards:
Explore popular choices like:
- HDFC Bank Infinia Credit Card
- Axis Bank Atlas Credit Card
- SBI Card Elite & Air India Signature
- American Express Platinum Travel
- HDFC Regalia
- YES First Exclusive Travel
Each card on our list is tried, tested & travel-optimized, offering a smart way to make every rupee spent go the extra mile.
All Cards Come With:
- Transparent fees with spend-based waivers
- Global acceptance + UPI/EMI compatibility (on select cards)
- Rewards that align with your travel goals
- Options for both salaried and self-employed professionals
Ready to Elevate Your Travel Game?
Compare features, air mile conversions, fees, and eligibility using our smart filters.
Apply now for the travel card that fits your journey — only on CardMela.com.
AU Bank Business Credit Card
★★★★☆ (4/5)
★★★☆☆ (3.8/5)
*Designed for entrepreneurs and small business owners
Benefits:
Up to 2% Cashback on business spends
₹500 Welcome Cashback on first transaction
Fuel Surcharge Waiver up to ₹200/month
Free Add-on Cards
RuPay Offers & UPI Credit Card Compatibility
Eligibility:
₹25,000/month income, Self-employed or Business Owners, Credit Score 700+
Fees:
₹499 Annual Fee (waived on ₹40,000 annual spend), ₹500 Late Payment Fee approx.
HDFC Bank Regalia Credit Card
★★★★☆ (4.2/5)
Best for frequent flyers and premium lifestyle users
Benefits:
4 Reward Points per ₹150 spent
Free access to domestic & international lounges
Milestone rewards up to 15,000 points/year
Low 2% forex markup
Travel insurance & lifestyle privileges
Eligibility:
Salaried: ₹1.5L/month; Self-employed: ITR > ₹18L/year
Fees:
₹2,500 Annual Fee (waived on ₹3L spend), Late Fee ₹100–₹1,300
HDFC Bank Diners Credit Card
★★★★☆ (4.2/5)
Best for frequent flyers and premium lifestyle users
Benefits:
4 Reward Points per ₹150 spent
Free access to domestic & international lounges
Milestone rewards up to 15,000 points/year
Low 2% forex markup
Travel insurance & lifestyle privileges
Eligibility:
Salaried: ₹1.5L/month; Self-employed: ITR > ₹18L/year
Fees:
₹2,500 Annual Fee (waived on ₹3L spend), Late Fee ₹100–₹1,300
HDFC Bank Infinia Credit Card
★★★★☆ (4.2/5)
Best for frequent flyers and premium lifestyle users
Benefits:
4 Reward Points per ₹150 spent
Free access to domestic & international lounges
Milestone rewards up to 15,000 points/year
Low 2% forex markup
Travel insurance & lifestyle privileges
Eligibility:
Salaried: ₹1.5L/month; Self-employed: ITR > ₹18L/year
Fees:
₹2,500 Annual Fee (waived on ₹3L spend), Late Fee ₹100–₹1,300
HDFC Bank MMT Credit Card
★★★★☆ (4.2/5)
Best for frequent flyers and premium lifestyle users
Benefits:
4 Reward Points per ₹150 spent
Free access to domestic & international lounges
Milestone rewards up to 15,000 points/year
Low 2% forex markup
Travel insurance & lifestyle privileges
Eligibility:
Salaried: ₹1.5L/month; Self-employed: ITR > ₹18L/year
Fees:
₹2,500 Annual Fee (waived on ₹3L spend), Late Fee ₹100–₹1,300
HDFC Bank IRCTC Credit Card
★★★★☆ (4.2/5)
Best for frequent flyers and premium lifestyle users
Benefits:
4 Reward Points per ₹150 spent
Free access to domestic & international lounges
Milestone rewards up to 15,000 points/year
Low 2% forex markup
Travel insurance & lifestyle privileges
Eligibility:
Salaried: ₹1.5L/month; Self-employed: ITR > ₹18L/year
Fees:
₹2,500 Annual Fee (waived on ₹3L spend), Late Fee ₹100–₹1,300
HDFC Bank Marriott Bonvoy Credit Card
★★★★☆ (4.2/5)
Best for frequent flyers and premium lifestyle users
Benefits:
Silver Elite Status + 1 Free Night Award (worth 15K pts)
8 pts/₹150 at Marriott hotels, 4 pts on travel/dining
Lounge access: 12 domestic + 12 international/year
Milestone bonus up to 10,000 pts
Eligibility:
Salaried: ₹1,00,000 per month
Self-employed: ITR above ₹15,00,000 per year
Fees:
₹3,000 annual fee + GST
Interest: 3.6% per month
Late payment fee: ₹100–₹1,300 (based on due amount)
ICICI Bank Make My Trip Credit Card
★★★★☆ (4.5/5)
Best for frequent travelers booking via MakeMyTrip
Benefits:
₹1,000 MakeMyTrip voucher on joining
Up to 6% myCash on MakeMyTrip bookings
1% myCash on other retail spends
8 domestic and 1 international lounge access per year
MMTBLACK Gold membership
0.99% forex markup
Buy 1 Get 1 movie ticket offer (up to ₹150, twice a month)
3 months no-cost EMI on MakeMyTrip bookings
Eligibility:
Indian resident with a stable income
Good credit history
Fees:
Joining fee ₹999 + GST
Annual fee ₹999 + GST (waived on ₹3L annual spend)
ICICI Bank Mine Goibibo Credit Card
★★★★☆ (4.3/5)
Best for frequent travelers aur Goibibo users
Benefits:
Goibibo par domestic flights par flat 6% instant discount (up to ₹800)
Goibibo par domestic hotels par flat 7% instant discount (up to ₹5,000)
Zomato, Swiggy, Amazon, PVR, BookMyShow, Myntra, MakeMyTrip, Ola, BigBasket par 5% cashback
Fuel surcharge waiver at HPCL pumps
Complimentary airport aur railway lounge access eligibility ke hisaab se
Eligibility:
Salaried ya self-employed professionals
Minimum monthly income ₹15,000
Fees:
Joining fee ₹500 + GST
Annual fee ₹500 + GST (waived on ₹1.5L annual spend)
Axis Bank Atlas Credit Card
★★★★☆ (4.5/5)
Ideal for frequent travelers and high spenders
Benefits:
5 EDGE Miles/₹100 on travel spends, 2 EDGE Miles/₹100 on other spends
Complimentary domestic & international lounge access
Milestone benefits up to 5,000 EDGE Miles
1% fuel surcharge waiver (₹400–₹4,000 transactions)
Eligibility:
Salaried individuals with ₹1L/month income, Credit Score 750+
Fees:
₹12,500 Annual Fee (waived on ₹25L spend/year), Late Fee ₹100–₹1,300
Axis Bank Select Credit Card
★★★★☆ (4.2/5)
Ideal for premium lifestyle users
Benefits:
10 EDGE Reward Points/₹200 spent
Complimentary lounge access
Milestone benefits up to 5,000 EDGE Points
1% fuel surcharge waiver (₹400–₹4,000 transactions)
Eligibility:
Salaried individuals with ₹50,000/month income, Credit Score 750+
Fees:
₹3,000 Joining Fee, ₹3,000 Annual Fee (waived on ₹6L spend/year), Late Fee ₹100–₹1,300
SBI Forex Travel Credit Card
★★★★☆ (4.5/5)
Ideal for high online spenders seeking straightforward cashback rewards
Benefits:
5% cashback on all online spends (excluding specific categories)
1% cashback on offline spends
1% fuel surcharge waiver on transactions between ₹500–₹3,000 (max ₹100/month)
Auto-credit of cashback within 2 days of statement generation
Contactless payments enabled
Worldwide acceptance at over 24 million outlets
Add-on cards available for family members above 18 years
Cash withdrawal from over 1 million VISA ATMs globally
Eligibility
Minimum ₹25,000/month income, Credit Score 750+
Fees
₹999 Joining & Annual Fee (waived on ₹2L spend/year), Late Fee ₹100–₹1,300
IndusInd Bank Travel Forex Credit Card
★★★★☆ (4.5/5)
Best for international travelers seeking fee-free multi-currency prepaid card
Benefits:
Zero currency conversion charges
Zero ATM withdrawal fees up to 2 per month per currency
Zero processing and issuance fee (temporary offer)
Online usage enabled
3 years validity
Multi-currency support including USD EUR GBP
Free airport transfer worth ₹1,000
Discounts on travel experiences and wire transfers
Eligibility:
Indian resident aged 18+
Valid passport and visa required
Fees:
Joining fee ₹0 (temporary offer)
Annual fee ₹0
IDFC First Bank Ashva Credit Card
★★★★☆ (4.2/5)
Best for travelers & lifestyle users
Benefits:
₹500 cashback on 4 transactions
5X rewards up to ₹20K/month, 10X on higher spends & birthdays
4 domestic + 2 international lounge visits/quarter
Golf perks & 1% forex markup
Movie discount & hotel booking offers
Eligibility:
Select customers, bank approval required
Fees:
Joining ₹2,999 + GST
Annual ₹2,999 + GST (waived on ₹8L spend)
Most Applied. Most Trusted. Most Rewarding – Travel Credit Cards
Not Sure Which Travel Card to Pick? Start with What Frequent Flyers Trust Most.
This page showcases the most popular and frequently applied Travel & Air Miles Credit Cards on CardMela.com — chosen for their exceptional travel benefits, high approval rates, and user satisfaction.
Whether it’s lounge access, free flight tickets, or forex savings — these cards are tried and tested by travelers across India.
Why These Travel Cards Are Favourites
Real Travel Value
Cards that offer actual benefits like air miles, complimentary hotel stays, and global lounge access — not just flashy promises.
High Approval Rates
Preferred by users for fast, smooth application process and real-world approvals.
Low Forex Markups
Save more on every swipe abroad with cards that charge 0%–2% foreign transaction fee.
Reliable Redemption Partners
Earn & redeem across top airlines like IndiGo, Air India, Vistara, Emirates, and more.
Who Picks These Travel Cards?
- Frequent business and leisure flyers
- International travelers & NRI professionals
- Credit-savvy millennials and salaried users
- Jetsetters looking for luxury + savings
- Families planning annual vacations
Compare the Most Loved Travel Cards Today
CardMela makes it easy to compare top-rated travel cards side-by-side — check for features like:
✔ Air Mile Conversion Rates
✔ Lounge Access (Domestic + Global)
✔ Milestone-Based Flight Vouchers
✔ Annual Fee Waivers
✔ Travel Insurance, Forex Charges & More
Your Smart Travel Upgrade Starts Here.
Apply confidently with transparent info, trusted card issuers, and fast application flow — only on CardMela.com
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