Axis Bank Credit Cards – Power Your Lifestyle with Every Swipe!
Accelerate Savings with the Best Axis Bank Credit Cards in India
Managing your finances smartly isn’t just about cutting costs — it’s about spending better. Whether you’re a frequent shopper, a travel lover, a fuel spender, or just want value from every swipe, Axis Bank credit cards offer a perfect balance of rewards, cashback, and premium perks. At CardMela.com, we bring you a curated selection of the best Axis Bank credit cards designed to match your spending habits and boost everyday savings.
Enjoy more than just convenience — these cards come packed with lifestyle features and financial advantages. From complimentary lounge access and low forex markup to milestone benefits, dining discounts, and accelerated rewards, each card is made to empower individual users.
Explore top options like Axis ACE Credit Card, Axis Magnus, Axis SELECT, Flipkart Axis Bank Card, and Axis My Zone — each tailored to a different spending style.
These cards also come with added advantages like:
✔ Cashback on UPI, bills, and daily spends
✔ Unlimited or quarterly lounge access (domestic & international)
✔ Reward points on online shopping, dining, and travel
✔ Fuel surcharge waivers and partner brand offers
✔ Spend-based annual fee waivers
Start saving smart. Compare core features, benefits, and fees directly at CardMela.com and apply online in just a few clicks.
Axis Bank Ace Credit Card
★★★★☆ (4.3/5)
Ideal for cashback seekers and frequent online spenders
5% cashback on bill payments & recharges via Google Pay
4% cashback on Swiggy, Zomato & Ola
1.5% cashback on other spends
4 complimentary domestic lounge visits/year
1% fuel surcharge waiver (₹400–₹4,000 transactions, max ₹500/month)
Eligibility:
Salaried individuals with ₹25,000/month income, Credit Score 750+
Fees:
₹499 Joining Fee (waived on ₹10,000 spend in 45 days), ₹499 Annual Fee (waived on ₹2L spend/year), Late Fee ₹100–₹1,300
Axis Bank Atlas Credit Card
★★★★☆ (4.5/5)
Ideal for frequent travelers and high spenders
Benefits:
5 EDGE Miles/₹100 on travel spends, 2 EDGE Miles/₹100 on other spends
Complimentary domestic & international lounge access
Milestone benefits up to 5,000 EDGE Miles
1% fuel surcharge waiver (₹400–₹4,000 transactions)
Eligibility:
Salaried individuals with ₹1L/month income, Credit Score 750+
Fees:
₹12,500 Annual Fee (waived on ₹25L spend/year), Late Fee ₹100–₹1,300
Axis Bank Airtel Credit Card
★★★★☆ (4.2/5)
Ideal for Airtel users and utility bill payers
Benefits:
25% cashback on Airtel mobile, broadband & DTH payments
10% cashback on utility bill payments via Airtel Thanks app
1% cashback on other spends
1% fuel surcharge waiver (₹400–₹4,000 transactions, max ₹500/month)
Eligibility:
Salaried individuals with ₹25,000/month income, Credit Score 750+
Fees:
₹500 Joining Fee, ₹500 Annual Fee (waived on ₹2L spend/year), Late Fee ₹100–₹1,300
Axis Bank Cashback Credit Card
★★★★☆ (4.0/5)
Ideal for online shoppers seeking cashback
Benefits:
5% cashback on online spends
1% cashback on other spends
1% fuel surcharge waiver (₹400–₹4,000 transactions, max ₹500/month)
Eligibility:
Salaried individuals with ₹25,000/month income, Credit Score 750+
Fees:
₹1,000 Joining Fee, ₹1,000 Annual Fee (waived on ₹4L spend/year), Late Fee ₹100–₹1,300
Axis Bank Club Vistara Credit Card
★★★★☆ (4.3/5)
Ideal for frequent flyers with Vistara
Benefits:
1 complimentary Vistara economy ticket as welcome benefit
3 Club Vistara Points/₹200 spent
Milestone benefits up to 3 complimentary tickets/year
Complimentary lounge access
Eligibility:
Salaried individuals with ₹50,000/month income, Credit Score 750+
Fees:
₹1,500 Joining Fee, ₹1,500 Annual Fee, Late Fee ₹100–₹1,300
Axis Bank Flipkart Credit Card
★★★★☆ (4.5/5)
Ideal for Flipkart shoppers and online spenders
Benefits:
5% cashback on Flipkart & Myntra
4% cashback on Swiggy, Uber & PVR
1.5% cashback on other spends
4 complimentary lounge visits/year
1% fuel surcharge waiver (₹400–₹4,000 transactions, max ₹500/month)
Eligibility:
Salaried individuals with ₹25,000/month income, Credit Score 750+
Fees:
₹500 Joining Fee, ₹500 Annual Fee (waived on ₹3.5L spend/year), Late Fee ₹100–₹1,300
Axis Bank Select Credit Card
★★★★☆ (4.2/5)
Ideal for premium lifestyle users
Benefits:
10 EDGE Reward Points/₹200 spent
Complimentary lounge access
Milestone benefits up to 5,000 EDGE Points
1% fuel surcharge waiver (₹400–₹4,000 transactions)
Eligibility:
Salaried individuals with ₹50,000/month income, Credit Score 750+
Fees:
₹3,000 Joining Fee, ₹3,000 Annual Fee (waived on ₹6L spend/year), Late Fee ₹100–₹1,300
Axis Bank Forex Credit Card
★★★★☆ (4.1/5)
Ideal for international travelers
Benefits:
Multi-currency card with 16 currencies
6 complimentary ATM withdrawals/year
No issuance, reload & encashment fees
Insurance cover up to ₹3L
Eligibility:
Indian residents traveling abroad, Valid passport & visa
Fees:
₹300 Issuance Fee, ₹100 Reload Fee, ₹150 Encashment Fee
Axis Bank My Zone Credit Card
★★★★☆ (4.0/5)
Ideal for entertainment enthusiasts
Benefits:
Complimentary SonyLIV Premium subscription
Flat ₹120 off on Swiggy (twice a month)
Complimentary lounge access
1% fuel surcharge waiver (₹400–₹4,000 transactions)
Eligibility:
Salaried individuals with ₹25,000/month income, Credit Score 750+
Fees:
₹500 Joining Fee, ₹500 Annual Fee (waived on ₹2L spend/year), Late Fee ₹100–₹1,300
Axis Bank Neo Credit Card
★★★☆☆ (3.8/5)
Ideal for beginners and online shoppers
Benefits:
10% off on Myntra, BookMyShow & Zomato
5% off on utility bill payments
1% fuel surcharge waiver (₹400–₹4,000 transactions)
Eligibility:
Salaried individuals with ₹25,000/month income, Credit Score 750+
Fees:
₹250 Joining Fee, ₹250 Annual Fee (waived on ₹1L spend/year), Late Fee ₹100–₹1,300
Benefits:
6 EDGE Miles per ₹150 spent at IOCL fuel outlets (up to ₹15,000/month)
2 EDGE Miles per ₹150 on grocery/supermarket spends (up to ₹5,000/month)
1 EDGE Mile per ₹150 on other spends
1% unlimited fuel surcharge waiver
8 complimentary domestic lounge visits/year (2 per quarter)
30% off on Zomato orders (max ₹150/order, twice/month)
500 EDGE Miles as welcome benefit on first transaction within 30 days
EDGE Miles redeemable for fuel or transfer to 15+ airline/hotel partners
Eligibility:
₹25,000/month income, Credit Score 750+
Fees:
₹1,000 Joining & Annual Fee (waived on ₹1L spend/year), Late Fee ₹100–₹1,300
Axis Bank Indian Oil Credit Card
★★★★☆ (4.0/5)
Ideal for moderate fuel spenders and online shoppers
Benefits:
20 EDGE Reward Points per ₹100 spent at IOCL fuel outlets (₹100–₹5,000/month)
5 EDGE Reward Points per ₹100 on online shopping (₹100–₹5,000/month)
1 EDGE Reward Point per ₹100 on other spends
1% fuel surcharge waiver (₹400–₹4,000 transactions, max ₹50/month)
100% cashback up to ₹250 on first fuel transaction within 30 days
10% off on BookMyShow tickets, 15% off on dining via EazyDiner
Eligibility:
₹25,000/month income, Credit Score 750+
Fees:
₹500 Joining & Annual Fee (waived on ₹3.5L spend/year), Late Fee ₹100–₹1,300
Unlock More with Axis Bank Credit Cards – India’s Smartest Financial Tools for Every Spender
Looking for a credit card that gives real value across categories like shopping, travel, fuel, and lifestyle? Axis Bank Credit Cards are known for their flexibility, rich rewards, and curated partner offers that match Indian consumer habits. Whether you’re a first-time user or a premium spender, there’s an Axis card designed for your needs.
At CardMela.com, we help you discover the best Axis Bank credit cards in India by comparing benefits, fees, eligibility, and rewards — all in one place, with zero confusion and 100% transparency.
Why Choose an Axis Bank Credit Card?
Axis Bank offers one of the most diverse and value-packed credit card lineups in India. Here’s why these cards are trusted by millions:
Rewarding Everyday Spends
Earn accelerated reward points on groceries, dining, fuel, online shopping, and more. Many Axis cards offer 10X or 20X reward multipliers on partnered brands.
Cashback on Real Spends
With Axis cards like Ace and Freecharge, enjoy 5% cashback on utility bills, mobile recharges, and DTH — making them among the best cashback credit cards in India.
Travel & Lounge Access Benefits
Axis Bank cards come with complimentary airport lounge access, making them ideal for frequent travelers. Higher-tier cards also offer international lounge access through Priority Pass.
Dining & Partner Offers
Up to 20% off at 4,000+ restaurants via Axis Bank’s Dining Delights program, plus exclusive offers on platforms like Swiggy, Zomato, BookMyShow, and Myntra.
Lifetime Free Options
Several Axis cards offer lifetime free benefits or waive annual fees on achieving simple spend milestones, making them cost-effective long-term.
100% Digital Control
Use the Axis Bank Mobile App to manage limits, block/unblock cards, redeem points, and access exclusive offers — anytime, anywhere.
Who Should Choose an Axis Bank Credit Card?
Axis Bank’s credit card portfolio is crafted for:
- First-time credit card users looking for easy approval and high value
- Salaried individuals seeking cashback and low fees
- Premium users demanding lounge access and lifestyle perks
- Frequent online shoppers who want reward multipliers
- Professionals seeking fuel surcharge waivers and digital bill payments
- Travel lovers needing complimentary lounge visits and discounts
Axis Bank Credit Cards – Core Features to Compare
- Reward Multiplier Rates (up to 20X on select spends)
- Cashback categories like utility bills, recharges, dining
- Number of lounge visits per year
- Annual Fee vs Spend-based waiver
- Welcome bonuses in the form of vouchers or cashback
- Co-branded cards with Flipkart, Vistara, IndianOil, etc.
- EMI conversion options & instant loan on card
Why Compare & Apply via CardMela.com?
We don’t just list credit cards — we guide you to make the best financial decision. When you explore Axis Bank credit cards with us:
- You see real-time benefits and updated offers
- No hidden clauses or fine print — full clarity on fees
- Apply directly through secure bank links
- No agents, no telecalls, no spam
- Learn through detailed blog guides, reviews, and card filters
- Mobile-friendly design for easy browsing and comparison
- Built-in SEO-friendly structure to help you find what’s best
Popular Axis Bank Credit Card Categories We Feature
Cashback Cards
Perfect for daily usage and utility payments.
Keywords: Axis Ace Credit Card, Axis Freecharge Credit Card, Axis Bank cashback card
Travel & Lounge Access Cards
Ideal for flyers, with Priority Pass and domestic lounge entry.
Keywords: Axis Vistara Credit Card, Axis Magnus, Axis Bank lounge access credit card
Shopping & Lifestyle Cards
Top choice for Flipkart, Amazon, and online shopping offers.
Keywords: Axis Flipkart Credit Card, Axis MyZone, Axis Neo
Fuel Credit Cards
Save on fuel with surcharge waivers and reward points.
Keywords: Axis IndianOil Credit Card, Axis fuel credit card
Lifetime Free Credit Cards
Zero joining and annual fee options available on selected cards.
Keywords: Axis Bank lifetime free credit card
Transparent Fees & Eligibility
All Axis Bank cards on CardMela come with clear disclosures on:
- Joining Fee
- Annual Renewal Fee
- Spend-based waiver (if applicable)
- Income eligibility (monthly income typically ₹15,000 to ₹75,000+)
- Minimum recommended credit score (700+)
- KYC & documentation required (PAN, Aadhaar, salary slip or ITR)
Final Word
Axis Bank credit cards combine flexibility with value — whether you want cashback, lounge access, travel points, or digital convenience. With multiple co-branded cards and custom plans for every user, there’s always an Axis card that fits your wallet.
Explore and apply online today at CardMela.com, compare features clearly, and get matched with the card that powers your lifestyle.
Still unsure which Axis card is right for you? Use our filters, read reviews, or get personalized help through our credit card recommendation quiz.