Travel Credit Cards – Designed for Jetsetters & Wanderers
Unlock the Power of India’s Most Rewarding Travel Credit Cards
Fly often or love planning getaways? Whether you’re a frequent business traveller or a leisure explorer — CardMela.com brings you a carefully curated list of Credit Cards for Frequent Flyers that offer a perfect blend of air travel perks, international access, and savings on the go.
These cards are chosen not just for their airline tie-ups — but for their real-world travel benefits, global acceptance, and airport luxury that enhance every trip.
Enjoy premium travel features like complimentary airport lounge access, air miles, zero forex markup on some cards, and priority check-ins — all packed into cards that work as hard as you travel.
Explore top picks like the Axis Atlas, HDFC Regalia, SBI IRCTC Premier, Club Vistara SBI Card, and HDFC Diners Club — each crafted to reward your journeys, near and far.
These cards also come with added benefits like:
- Complimentary domestic and international lounge access
- Accelerated rewards or air miles on travel bookings
- Travel insurance, flight delay/cancellation coverage
- Hotel and airline partner discounts
- Forex fee waivers on select variants for international use
- 24×7 concierge and trip assistance
Ready to elevate your travel game? Use our comparison tool to explore cards built for travellers, check annual fees, travel perks, and apply for your ideal flying companion — only on CardMela.com. Use our comparison tool to check features, annual fees, eligibility, and apply for your favourite card today — only on CardMela.com.
HDFC Bank Infinia Credit Card
★★★★☆ (4.2/5)
Best for frequent flyers and premium lifestyle users
Benefits:
4 Reward Points per ₹150 spent
Free access to domestic & international lounges
Milestone rewards up to 15,000 points/year
Low 2% forex markup
Travel insurance & lifestyle privileges
Eligibility:
Salaried: ₹1.5L/month; Self-employed: ITR > ₹18L/year
Fees:
₹2,500 Annual Fee (waived on ₹3L spend), Late Fee ₹100–₹1,300
SBI IRCTC Platinum Credit Card
★★★★☆ (4/5)
Best for regular train travelers and IRCTC users
Benefits:
10% value back on IRCTC bookings, 350 bonus RP on activation, 8 complimentary railway lounge visits/year, 1% fuel surcharge waiver, low annual fee
Eligibility
₹20,000/month income, Credit Score 700+
Fees
₹500 Annual Fee, ₹500 Late Payment Fee approx
HDFC Bank Regalia Credit Card
★★★★☆ (4.2/5)
Best for frequent flyers and premium lifestyle users
Benefits:
4 Reward Points per ₹150 spent
Free access to domestic & international lounges
Milestone rewards up to 15,000 points/year
Low 2% forex markup
Travel insurance & lifestyle privileges
Eligibility:
Salaried: ₹1.5L/month; Self-employed: ITR > ₹18L/year
Fees:
₹2,500 Annual Fee (waived on ₹3L spend), Late Fee ₹100–₹1,300
HDFC Bank Diners Credit Card
★★★★☆ (4.2/5)
Best for frequent flyers and premium lifestyle users
Benefits:
4 Reward Points per ₹150 spent
Free access to domestic & international lounges
Milestone rewards up to 15,000 points/year
Low 2% forex markup
Travel insurance & lifestyle privileges
Eligibility:
Salaried: ₹1.2L/month; Self-employed: ITR > ₹15L/year
Fees:
₹2,500 Annual Fee (waived on ₹3L spend), Late Fee ₹100–₹1,300
HDFC Bank MMT Credit Card
★★★★☆ (4.2/5)
Best for frequent flyers and premium lifestyle users
Benefits:
4 Reward Points per ₹150 spent
Free access to domestic & international lounges
Milestone rewards up to 15,000 points/year
Low 2% forex markup
Travel insurance & lifestyle privileges
Eligibility:
Salaried: ₹1.5L/month; Self-employed: ITR > ₹18L/year
Fees:
₹2,500 Annual Fee (waived on ₹3L spend), Late Fee ₹100–₹1,300
ICICI Bank Make My Trip Credit Card
★★★★☆ (4.5/5)
Best for frequent travelers booking via MakeMyTrip
Benefits:
₹1,000 MakeMyTrip voucher on joining
Up to 6% myCash on MakeMyTrip bookings
1% myCash on other retail spends
8 domestic and 1 international lounge access per year
MMTBLACK Gold membership
0.99% forex markup
Buy 1 Get 1 movie ticket offer (up to ₹150, twice a month)
3 months no-cost EMI on MakeMyTrip bookings
Eligibility:
Indian resident with a stable income
Good credit history
Fees:
Joining fee ₹999 + GST
Annual fee ₹999 + GST (waived on ₹3L annual spend)
Axis Bank Atlas Credit Card
★★★★☆ (4.5/5)
Ideal for frequent travelers and high spenders
Benefits:
5 EDGE Miles/₹100 on travel spends, 2 EDGE Miles/₹100 on other spends
Complimentary domestic & international lounge access
Milestone benefits up to 5,000 EDGE Miles
1% fuel surcharge waiver (₹400–₹4,000 transactions)
Eligibility:
Salaried individuals with ₹1L/month income, Credit Score 750+
Fees:
₹12,500 Annual Fee (waived on ₹25L spend/year), Late Fee ₹100–₹1,300
Axis Bank Club Vistara Credit Card
★★★★☆ (4.3/5)
Ideal for frequent flyers with Vistara
Benefits:
1 complimentary Vistara economy ticket as welcome benefit
3 Club Vistara Points/₹200 spent
Milestone benefits up to 3 complimentary tickets/year
Complimentary lounge access
Eligibility:
Salaried individuals with ₹50,000/month income, Credit Score 750+
Fees:
₹1,500 Joining Fee, ₹1,500 Annual Fee, Late Fee ₹100–₹1,300
Axis Bank Forex Credit Card
★★★★☆ (4.1/5)
Ideal for international travelers
Benefits:
Multi-currency card with 16 currencies
6 complimentary ATM withdrawals/year
No issuance, reload & encashment fees
Insurance cover up to ₹3L
Eligibility:
Indian residents traveling abroad, Valid passport & visa
Fees:
₹300 Issuance Fee, ₹100 Reload Fee, ₹150 Encashment Fee
SBI Forex Travel Credit Card
★★★★☆ (4.5/5)
Ideal for high online spenders seeking straightforward cashback rewards
Benefits:
5% cashback on all online spends (excluding specific categories)
1% cashback on offline spends
1% fuel surcharge waiver on transactions between ₹500–₹3,000 (max ₹100/month)
Auto-credit of cashback within 2 days of statement generation
Contactless payments enabled
Worldwide acceptance at over 24 million outlets
Add-on cards available for family members above 18 years
Cash withdrawal from over 1 million VISA ATMs globally
Eligibility
Minimum ₹25,000/month income, Credit Score 750+
Fees
₹999 Joining & Annual Fee (waived on ₹2L spend/year), Late Fee ₹100–₹1,300
IDFC First Bank Ashva Credit Card
★★★★☆ (4.2/5)
Best for travelers & lifestyle users
Benefits:
₹500 cashback on 4 transactions
5X rewards up to ₹20K/month, 10X on higher spends & birthdays
4 domestic + 2 international lounge visits/quarter
Golf perks & 1% forex markup
Movie discount & hotel booking offers
Eligibility:
Select customers, bank approval required
Fees:
Joining ₹2,999 + GST
Annual ₹2,999 + GST (waived on ₹8L spend)
IndusInd Bank Travel Forex Credit Card
★★★★☆ (4.5/5)
Best for international travelers seeking fee-free multi-currency prepaid card
Benefits:
Zero currency conversion charges
Zero ATM withdrawal fees up to 2 per month per currency
Zero processing and issuance fee (temporary offer)
Online usage enabled
3 years validity
Multi-currency support including USD EUR GBP
Free airport transfer worth ₹1,000
Discounts on travel experiences and wire transfers
Eligibility:
Indian resident aged 18+
Valid passport and visa required
Fees:
Joining fee ₹0 (temporary offer)
Annual fee ₹0
HDFC Bank IRCTC Credit Card
★★★★☆ (4.2/5)
Best for frequent flyers and premium lifestyle users
Benefits:
4 Reward Points per ₹150 spent
Free access to domestic & international lounges
Milestone rewards up to 15,000 points/year
Low 2% forex markup
Travel insurance & lifestyle privileges
Eligibility:
Salaried: ₹1.5L/month; Self-employed: ITR > ₹18L/year
Fees:
₹2,500 Annual Fee (waived on ₹3L spend), Late Fee ₹100–₹1,300
Most Travel-Ready. Most Rewarding. Most Flyer-Friendly.
Always on the move? Start with the cards that are trusted by India’s frequent travellers — built to deliver maximum value across flights, hotels, and airport privileges.
This page features the most popular travel credit cards on CardMela — selected for their flyer-focused features, international compatibility, and travel-specific rewards that make every trip smoother and more rewarding.
Why These Cards Are Favourites Among Travellers
Real Travel Benefits
From lounge access to free flight tickets, these cards deliver genuine perks where it matters most.
Rewarding on Travel Spends
Earn miles, accelerated points, or vouchers when you spend on flights, hotels, cabs, and more.
Global Utility
Enjoy global acceptance, forex fee savings, and airport privileges — whether you fly domestic or international.
Travel Protection
Cards come with travel insurance, lost luggage cover, trip delay assistance, and more.
Who Picks These Cards?
Frequent flyers — both business and leisure
Corporate travellers
Luxury and lifestyle explorers
Remote workers and digital nomads
Anyone who wants more from every mile
Travel Smarter with the Right Credit Card
CardMela helps you compare top travel cards side-by-side — filter by lounge access, air miles, forex fees, and travel coverage. No hidden charges. Just smooth journeys.
Fly better. Earn faster. Travel like a pro.
Apply now and elevate every trip.day.