ICICI Bank Credit Cards – Power Every Purchase with Flexibility and Rewards
Make Smarter Spending Decisions with the Best ICICI Credit Cards in India
ICICI Bank offers one of the widest and most flexible credit card portfolios in the country — from basic cashback cards to premium travel and lifestyle options. Whether you’re spending on fuel, groceries, shopping, travel, or dining, there’s an ICICI credit card designed to match your spending habits.
At CardMela.com, we help you cut through the clutter and explore the top ICICI Bank credit cards based on real benefits — so you get value on every swipe.
These cards don’t just offer convenience — they’re packed with partner benefits, milestone rewards, and savings across categories.
Explore popular cards like the Amazon Pay ICICI Card, ICICI Coral, ICICI Rubyx, ICICI Sapphiro, and ICICI HPCL Super Saver Card — each built to serve a different lifestyle and user need.
Cards come with added advantages like:
✔ Cashback or Amazon Pay rewards on everyday spends
✔ Complimentary airport lounge access (domestic & railway)
✔ Fuel surcharge waivers with HPCL tie-ups
✔ Exclusive dining offers through the ICICI Culinary Treats program
✔ Spend-based fee waivers on most cards
Start spending wisely. Compare features, fee waivers, lounge access, and apply directly through CardMela.com with zero confusion.
ICICI Coral Credit Card
★★★★☆ (4.2/5)
Best for movie lovers & frequent travelers
Benefits:
2 reward points per ₹100 spent
25% off on 2 movies/month via BookMyShow & INOX
1 free domestic lounge + 1 railway lounge access quarterly
1% fuel surcharge waiver at HPCL
Exclusive dining offers & chip-enabled security
Eligibility:
Age 21–58 years (salaried)
Minimum ₹15,000 monthly income
Fees:
Joining fee ₹500 + GST
Annual fee ₹500 + GST (waived on ₹1.5L annual spend)
ICICI Bank Forex Prepaid Credit Card
★★★★☆ (4.3/5)
Ideal for frequent international travelers
Benefits:
Multiple currencies on a single card
Free replacement card in case of loss or theft
Comprehensive travel insurance coverage
Secure transactions with 3D Secure and Chip & PIN technology
Emergency cash delivery services available
Eligibility:
Valid passport required
A2 Form and PAN card necessaryICICI Bank
Fees:
Joining fee: ₹499 + GST
Annual fee: Nil
Reload fee: ₹100 per transaction
ICICI Bank Saphiro Forex Prepaid Credit Card
★★★★☆ (4.5/5)
Ideal for premium international travelers seeking exclusive benefits
Benefits:
Zero mark-up fee on cross-currency transactions
5% cashback on airline & hotel bookings online (max ₹3,000/month)
2 complimentary international lounge accesses per year
₹1,000 Uber e-Gift Card
International Student Identity Card (ISIC) membership worth ₹999
Card Protection Plus insurance worth ₹1,600
Eligibility:
Valid passport required
A2 Form and PAN card necessary
Fees:
Joining fee ₹2,999 + GST
Annual fee Nil
Reload fee ₹100 per transaction
ICICI Bank Expressions Forex Credit Card
★★★★☆ (4.5/5)
Ideal for premium international travelers
Benefits:
Personalized card design
₹15,000 joining benefits
Zero cross-currency markup
5% cashback on airline & hotel bookings (max ₹3,000/month)
2 free international lounge accesses/year
₹1,000 Uber e-Gift Card
ISIC membership worth ₹999
Card Protection Plus insurance worth ₹1,600
Eligibility:
Valid passport required
A2 Form and PAN card necessary
Fees:
Joining fee ₹2,999 + GST
Annual fee Nil
Reload fee ₹100 per transaction
ICICI Bank Mine Goibibo Credit Card
★★★★☆ (4.3/5)
Best for frequent travelers aur Goibibo users
Benefits:
Goibibo par domestic flights par flat 6% instant discount (up to ₹800)
Goibibo par domestic hotels par flat 7% instant discount (up to ₹5,000)
Zomato, Swiggy, Amazon, PVR, BookMyShow, Myntra, MakeMyTrip, Ola, BigBasket par 5% cashback
Fuel surcharge waiver at HPCL pumps
Complimentary airport aur railway lounge access eligibility ke hisaab se
Eligibility:
Salaried ya self-employed professionals
Minimum monthly income ₹15,000
Fees:
Joining fee ₹500 + GST
Annual fee ₹500 + GST (waived on ₹1.5L annual spend)
ICICI Bank Student Forex Prepaid Credit Card
★★★★☆ (4.5/5)
Ideal for students studying abroad
Benefits:
Joining benefits ₹5,000 including 1 Indian International lounge access
Free Uber voucher ₹500
1 monthly ATM fee waiver
Free replacement card
ISIC membership worth ₹999
Card Protection Plus insurance ₹1,600
Lost card liability coverage up to ₹5,00,000
Eligibility:
Valid passport required
A2 Form and PAN card necessary
Fees:
Joining fee Nil
Annual fee Nil
ICICI Bank HPCL Credit Card
★★★★☆ (4.4/5)
Best for regular fuel and utility bill payments
Benefits:
5% cashback on HPCL fuel via ICICI POS or HP Pay
5% rewards on utilities and departmental stores
2 reward points per ₹100 on other spends
Movie discount ₹100 twice a month
1 lounge access/quarter on ₹75K spend
₹2L accident cover (RuPay only)
Eligibility:
Age 21–65 years
Salaried or self-employed with good credit score
Fees:
Joining fee ₹500 + GST
Annual fee ₹500 + GST (waived on ₹1.5L spend)
ICICI Bank Make My Trip Credit Card
★★★★☆ (4.5/5)
Best for frequent travelers booking via MakeMyTrip
Benefits:
₹1,000 MakeMyTrip voucher on joining
Up to 6% myCash on MakeMyTrip bookings
1% myCash on other retail spends
8 domestic and 1 international lounge access per year
MMTBLACK Gold membership
0.99% forex markup
Buy 1 Get 1 movie ticket offer (up to ₹150, twice a month)
3 months no-cost EMI on MakeMyTrip bookings
Eligibility:
Indian resident with a stable income
Good credit history
Fees:
Joining fee ₹999 + GST
Annual fee ₹999 + GST (waived on ₹3L annual spend)
ICICI Bank Platinum Corporate Credit Card
★★★★☆ (4.1/5)
Best for no-fee rewards & salaried pros
Benefits:
2 complimentary domestic lounge accesses per quarter
2 complimentary international lounge accesses per year
1% fuel surcharge waiver at all petrol pumps
Up to 50 days interest-free credit
Dedicated relationship manager
Advanced spend tracking and ERP integration
Choice of liability options and consolidated billing
Eligibility:
Age 18–65
Salaried with ₹4L+ annual income
Residents of major metros only
Fees:
No joining/annual fee
3.49% monthly interest
₹100–₹1,300 late fee
ICICI Bank Times Black Credit Card
★★★★★ (5/5)
Best for ultra-premium lifestyle and travel perks
Benefits:
₹10K EaseMyTrip voucher + ₹10K visa benefit
Zomato Gold, Quorum Club, Klook & Ayatana perks
Luxury gift cards (Toni&Guy, Tata CLiQ, Interflora)
Unlimited airport lounge access
2.5X rewards on international, 2X on domestic spends
Eligibility:
Invite-only for high-income individuals
Fees:
Joining fee ₹20,000 + GST
Annual fee ₹20,000 + GST (waived on ₹25L spend)
ICICI Bank Visa Corporate Credit Card
★★★★☆ (4.3/5)
Best for corporate expense management with travel perks
Benefits:
Up to 50 days interest-free credit
1% fuel surcharge waiver
2 complimentary domestic lounge accesses per quarter
2 complimentary international lounge accesses per year
Cash rebate program for organizations
ERP integration and consolidated billing
Dedicated relationship manager
Eligibility:
Corporate employees or authorized signatories
Subject to company’s internal approval process
Fees:
Joining fee Nil
Annual fee ₹999 + GST
ICICI Bank Manchester United Credit Card
★★★★☆ (4.3/5)
Best for Manchester United fans and frequent travelers
Benefits:
Manchester United branded merchandise on joining
Buy 1 Get 1 free movie tickets (up to ₹100)
1 complimentary domestic lounge access per quarter
Up to 3 reward points per ₹100 on domestic spends
Up to 6 reward points per ₹100 on international spends
1% fuel surcharge waiver at HPCL pumps
Eligibility:
Indian resident with a stable income
Good credit history
Fees:
Joining fee ₹499 + GST
Annual fee ₹499 + GST (waived on ₹1.25L annual spend)
ICICI Bank Parakram Credit Card
★★★★☆ (4.3/5)
Best for defence personnel with exclusive rewards and benefits
Benefits:
1 reward point per ₹100 on all spends
5X reward points on grocery, department stores, and CSD (up to 1000 points/month)
1 domestic lounge access per quarter
1% fuel surcharge waiver
Eligibility:
Available exclusively for Indian Defence and Paramilitary personnel
Subject to ICICI Bank’s internal approval process
Fees:
Joining fee Nil
Annual fee Nil
ICICI Bank Amazon Pay Credit Card
★★★★☆ (4.5/5)
Ideal for frequent Amazon shoppers and users of Amazon Pay services
Benefits:
5% cashback on Amazon.in for Prime members
3% cashback on Amazon.in for non-Prime members
2% cashback on 100+ Amazon Pay partner merchants
1% cashback on all other spends
No limit or expiry on cashback
No joining or annual fee
1% fuel surcharge waiver
Earnings credited as Amazon Pay balance
Eligibility:
Invite-only for eligible ICICI Bank customers
Fees:
Joining fee: ₹0
Annual fee: ₹0
Maximize Value with ICICI Bank Credit Cards – Reliable, Rewarding & Ready for Every Lifestyle
ICICI Bank is one of India’s most trusted credit card issuers — offering a smart mix of cashback, rewards, and premium experiences. Whether you’re looking for a basic everyday card, a travel companion, or a lifestyle-focused upgrade, ICICI has options for every income level and spending habit.
At CardMela.com, we make it easy to explore, compare, and apply for ICICI Bank credit cards that match your goals — all with complete clarity and zero hidden conditions.
Why Choose ICICI Bank Credit Cards?
Simple, Transparent Rewards
ICICI cards come with straightforward reward structures — earn on every spend and redeem easily across vouchers, merchandise, or travel bookings.
Power-Packed Partner Offers
From BookMyShow and Zomato to Amazon, BigBasket, and Swiggy — ICICI credit cards are loaded with offers from leading platforms across food, entertainment, and shopping.
Complimentary Lounge Access
Select cards offer access to domestic and international airport lounges — perfect for leisure and business travelers.
Fuel Surcharge Waivers
Most cards come with automatic fuel surcharge waiver — great for daily commuters and long-distance drivers.
Global Acceptance & Contactless Payments
ICICI cards are accepted worldwide and support tap-to-pay for faster, secure transactions.
Spend-Based Fee Waivers
Most cards have annual fees that get waived off with achievable yearly spends — giving you all the benefits with minimal cost.
Who Should Get an ICICI Bank Credit Card?
ICICI Bank offers cards suitable for:
- First-time users looking for easy approval and everyday benefits
- Online shoppers who want partner discounts and rewards
- Frequent travelers needing lounge access and international use
- Professionals looking to manage fuel, bills, and lifestyle spends smartly
- High-income users wanting luxury experiences and milestone rewards
- Business owners or freelancers handling large monthly transactions
ICICI Bank Credit Card Benefits You Can Expect
- Flat cashback or accelerated reward points
- Complimentary movie tickets via BookMyShow offers
- Dining discounts through the Culinary Treats Program
- Lounge access at airports across India and abroad
- Low-cost EMI conversion options on large purchases
- Multiple co-branded cards with Amazon, MakeMyTrip, Manchester United, HPCL, and more
- Free add-on cards and digital expense tracking
Easy Comparison with CardMela
When browsing ICICI cards on CardMela.com, you can instantly compare:
- Annual fee vs. waiver thresholds
- Cashback vs. reward point options
- Lounge access availability
- Fuel savings and surcharge waivers
- Income and credit score eligibility
- Co-branded partner benefits
Most Popular Card Categories
Cashback Cards – Great for groceries, fuel, recharges, and utilities
Shopping Cards – Ideal for Amazon, Flipkart, Myntra, and more
Travel & Lounge Cards – For flyers and frequent travelers
Fuel Cards – Designed for HPCL fuel spends with added rewards
Premium Lifestyle Cards – Concierge services, luxury benefits, golf access
Lifetime Free Cards – Basic cards with no annual fee ever
What You Need to Apply
- Valid PAN and Aadhaar
- Monthly income (usually ₹20,000–₹50,000 depending on card)
- Credit score around 700 or more
- Address and ID proof (digital KYC supported)
- Salary slip or ITR for self-employed
Final Word
ICICI Bank credit cards are reliable, widely accepted, and come with benefits that actually matter — whether it’s saving on fuel, getting movie tickets free, or accessing airport lounges. From zero-fee cards to high-end premium options, the range fits every Indian user.
Compare all ICICI Bank credit cards at CardMela.com — shortlist based on your goals, see fee waivers clearly, and apply online through trusted links. No confusion. No clutter. Just the right card for your needs.