SBI Credit Cards – Explore India’s Most Trusted Credit Card Range
SBI Card, backed by the State Bank of India, is one of the country’s most reliable and widely accepted credit card issuers. Known for its transparent fee structure, broad range of offerings, and customer-first approach, SBI Card serves millions of users across all spending categories — from students and salaried professionals to premium and high-net-worth individuals.
SBI Simply Save Credit Card
★★★★☆ (4.0/5)
Ideal for everyday shoppers seeking accelerated rewards on daily essentials
Benefits:
10 Reward Points per ₹150 spent on Dining, Movies, Grocery, and Departmental Stores
1 Reward Point per ₹150 on other spends
2,000 bonus Reward Points on spending ₹2,000 within 60 days of issuance
1% fuel surcharge waiver on transactions between ₹500–₹3,000 (max ₹100/month)
Contactless payments enabled
Reward Points redeemable against outstanding balance or a wide array of gifts
Eligibility
Minimum ₹20,000/month income, Credit Score 700+
Fees
₹499 Joining & Annual Fee (waived on ₹1L spend/year), Late Fee ₹100–₹1,300
SBI Elite Credit Card
★★★★☆ (4.5/5)
Best for premium users seeking luxury travel and lifestyle benefits
Benefits:
₹5,000 welcome e-gift voucher, free movie tickets worth ₹6,000/year, up to 50,000 bonus Reward Points annually, complimentary domestic & international lounge access, lowest forex markup of 1.99%
Eligibility
₹25,000/month income, Credit Score 750+
Fees
₹4,999 Annual Fee (waived on ₹10L spend/year), ₹500 Late Payment Fee approx
SBI IRCTC Platinum Credit Card
★★★★☆ (4/5)
Best for regular train travelers and IRCTC users
Benefits:
10% value back on IRCTC bookings, 350 bonus RP on activation, 8 complimentary railway lounge visits/year, 1% fuel surcharge waiver, low annual fee
Eligibility
₹20,000/month income, Credit Score 700+
Fees
₹500 Annual Fee, ₹500 Late Payment Fee approx
SBI Simply Click Credit Card
★★★★☆ (4.3/5)
Best for online shoppers seeking accelerated rewards on digital spends
Benefits:
10X Reward Points on online spends at partner merchants (Amazon, BookMyShow, Cleartrip, Dominos, Myntra, Netmeds, Yatra, Apollo 24/7)
5X Reward Points on other online spends
1X Reward Point per ₹100 on offline spends
₹500 Amazon gift voucher on payment of joining fee
Cleartrip e-vouchers worth ₹2,000 on annual online spends of ₹1L and ₹2L
1% fuel surcharge waiver on transactions between ₹500–₹3,000 (max ₹100/month)
Eligibility
Minimum ₹20,000/month income, Credit Score 700+
Fees
₹499 Joining & Annual Fee (waived on ₹1L spend/year), Late Fee ₹100–₹1,300
SBI Sprint Cashback Credit Card
★★★★☆ (4.0/5)
Ideal for moderate fuel spenders and online shoppers
Benefits:
10 Reward Points per ₹150 spent on Dining, Movies, Grocery, and Departmental Stores
1 Reward Point per ₹150 on other spends
2,000 bonus Reward Points on spending ₹2,000 within 60 days of issuance
1% fuel surcharge waiver on transactions between ₹500–₹3,000 (max ₹100/month)
Contactless payments enabled
Reward Points redeemable against outstanding balance or a wide array of gifts
Eligibility:
₹25,000/month income, Credit Score 750+
Fees:
₹500 Joining & Annual Fee (waived on ₹3.5L spend/year), Late Fee ₹100–₹1,300
SBI Forex Travel Credit Card
★★★★☆ (4.5/5)
Ideal for high online spenders seeking straightforward cashback rewards
Benefits:
5% cashback on all online spends (excluding specific categories)
1% cashback on offline spends
1% fuel surcharge waiver on transactions between ₹500–₹3,000 (max ₹100/month)
Auto-credit of cashback within 2 days of statement generation
Contactless payments enabled
Worldwide acceptance at over 24 million outlets
Add-on cards available for family members above 18 years
Cash withdrawal from over 1 million VISA ATMs globally
Eligibility
Minimum ₹25,000/month income, Credit Score 750+
Fees
₹999 Joining & Annual Fee (waived on ₹2L spend/year), Late Fee ₹100–₹1,300
SBI BPCL Credit Card
★★★★☆ (4.2/5)
Ideal for regular commuters seeking fuel savings at BPCL outlets
Benefits:
4.25% value back on fuel purchases at BPCL petrol pumps (13X Reward Points: 3.25% + 1% fuel surcharge waiver)
Maximum 1,300 Reward Points per billing cycle on BPCL fuel spends
1% fuel surcharge waiver on transactions up to ₹4,000 (max ₹100/month)
Welcome gift of 2,000 Reward Points on payment of joining fee
Reward Points redeemable for fuel purchases at BPCL outlets
Annual savings equivalent to 70 liters of fuel
Eligibility
Minimum ₹20,000/month income, Credit Score 700+
Fees
₹499 Joining & Annual Fee (waived on ₹50,000 spend/year), Late Fee ₹100–₹1,300
SBI BPCL Octane Credit Card
★★★★☆ (4.5/5)
Best suited for high fuel spenders seeking premium rewards and benefits
Benefits:
6.25% value back on fuel purchases at BPCL petrol pumps (25X Reward Points: 5.25% + 1% fuel surcharge waiver)
Instant redemption of Reward Points at select BPCL petrol pumps
1% fuel surcharge waiver on transactions up to ₹4,000 (max ₹100/month)
Welcome gift of 6,000 Reward Points on payment of joining fee
Complimentary Fraud Liability Cover of ₹1 lakh
Reward Points redeemable for fuel or merchandise from the Shop & Smile Rewards Catalogue
Eligibility
Minimum ₹25,000/month income, Credit Score 750+
Fees
₹1,499 Joining & Annual Fee (waived on ₹2L spend/year), Late Fee ₹100–₹1,300
What SBI Credit Cards Offer:
SBI credit cards are known for their:
- Strong reward point programs across categories like shopping, fuel, dining, and travel
- Co-branded partnerships with brands like IRCTC, BPCL, and Paytm
- Cards tailored for both beginners and premium users
- Optional add-ons like balance transfer, EMI conversion, and instant card blocking via app
- Availability of both free and low annual fee cards with high value returns
Some of the Popular SBI Cards:
- SBI SimplyCLICK Credit Card – Perfect for online shoppers with accelerated rewards on top e-commerce platforms
- SBI SimplySAVE Credit Card – Designed for everyday use with higher savings on groceries, movies, and dining
- SBI Card PRIME – A premium card packed with lifestyle, travel, and health benefits
- SBI IRCTC Credit Card – Specially crafted for frequent train travellers with exclusive offers on IRCTC bookings
- SBI BPCL Credit Card – Earn fuel points and save on every refill at Bharat Petroleum outlets
- SBI Cashback Card – Direct cashback on online transactions with automatic credit to your statement
- SBI ELITE Credit Card – High-end card with complimentary lounge access, club memberships, and international privileges
All SBI credit cards come with access to a secure mobile app, real-time spending tracking, flexible repayment options, and frequent promotional offers from top brands.
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We’ve categorized every SBI card on CardMela.com based on features, eligibility, and benefits to make your search simple. You can filter by income, usage type, joining fees, or rewards to find the ideal match.
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