YES Bank Credit Cards – Power Your Spend with Premium Rewards & Clean Benefits
Smart Spending Begins with YES Bank Credit Cards
YES Bank offers a solid range of credit cards with strong reward structures, low forex markup, and lifetime free options. Whether you’re a frequent shopper, travel enthusiast, or looking for a dependable everyday card, YES Bank credit cards offer balanced value without complicated terms.
At CardMela.com, we bring you the best YES Bank credit cards — clearly listed with features that match your usage pattern, so you always know what you’re getting.
Cards are built to reward across fuel, groceries, travel, dining, and online shopping — with many cards having zero joining or annual fees.
Explore top options like the YES Prosperity Rewards Plus, YES Premia, YES First Preferred, and YES Prosperity Edge — each suited to different income and lifestyle levels.
These cards also offer real-world advantages like:
✔ Reward points on every transaction — including utility & insurance
✔ Complimentary domestic lounge access (on select variants)
✔ Fuel surcharge waiver at all fuel stations
✔ Low 1.75% foreign currency markup (ideal for travellers)
✔ Instant EMI conversion and mobile-based control
✔ Lifetime Free or spend-based annual fee waiver options
Compare what matters. Whether you want lounge access, higher reward points, or a lifetime free card — explore it all at CardMela.com and apply directly.
YES Bank POP Club Credit Card
★★★★☆ (4.5/5)
Best for young shoppers and frequent UPI users
Benefits:
Earn 10 POPcoins per ₹100 online spends
2 POPcoins per ₹100 offline spends
5% extra POPcoins on UPI via POP app
Welcome gifts: 500 POPcoins, Zomato Gold, PharmEasy Plus, Cleartrip ₹750 voucher, Cult Sport ₹500 voucher, 24 free Rapido rides
1% fuel surcharge waiver and travel discounts
Eligibility:
Age 21–60 years, salaried or self-employed
Minimum monthly income ₹25,000 or annual ITR ₹5 lakh
Fees:
Joining fee ₹0
Annual fee ₹399 (waived on ₹1.5 lakh spends)
Get More from Every Spend – Explore YES Bank Credit Cards with Smart Rewards & Premium Perks
YES Bank offers a versatile and reward-rich range of credit cards that suit a wide variety of users — from first-time cardholders to premium lifestyle seekers. With strong reward structures, competitive fees, and global acceptance, YES Bank credit cards are a smart addition to anyone’s wallet.
At CardMela.com, we help you explore the most value-packed YES Bank cards with clear comparison, no hidden terms, and easy online application.
Why Choose YES Bank Credit Cards?
Strong Reward Points System
Earn generous reward points on groceries, fuel, shopping, travel, and utility bills — with accelerated rewards on select spends.
Low Forex Markup
Many YES Bank cards come with a low 1.75% foreign currency markup, making them great for international use and travel.
Complimentary Lounge Access
Domestic lounge access is available on most mid to premium variants, with quarterly limits — perfect for frequent flyers and business travellers.
Fuel Surcharge Waiver
Enjoy monthly savings at petrol pumps with automatic fuel surcharge waivers across all major fuel brands.
Zero or Low Annual Fee Cards
YES Bank has several cards with zero joining fees and easy annual fee waivers based on spending milestones.
EMI Flexibility & Instant Approval
Convert large purchases into EMIs, and enjoy smooth onboarding with fast digital approval in many cases.
Ideal for These Users
YES Bank credit cards are great for:
- Professionals looking for high rewards and international acceptance
- Individuals spending regularly on groceries, bills, and travel
- First-time credit card holders wanting easy approval and low fees
- Frequent flyers needing lounge access and travel perks
- Business owners and freelancers with online/offline spending
- Urban users seeking smart EMI features and partner discounts
What You Get with YES Bank Cards
- Reward points on every transaction — including utilities and insurance
- Accelerated rewards on dining, travel, and online spends
- Welcome benefits and partner offers from top brands
- Free add-on cards for family
- Rail and airport lounge access (on select cards)
- Contactless tap-to-pay enabled
- EMI options and dynamic interest rates for flexibility
Popular Card Categories
Reward Points Cards – Best for daily spenders looking to maximize value
Travel Cards – Includes lounge access, travel insurance, and low forex
Cashback Cards – Flat cashback or utility discounts on bill payments
Business-Compatible Cards – Suitable for freelancers and small business spends
Low-Fee/Lifetime Free Cards – Affordable cards with high reward potential
Eligibility & Documents
- Age: 21 to 65 years
- Minimum income: ₹25,000/month (varies by card)
- Recommended credit score: 700+
- KYC: PAN, Aadhaar, address proof
- Salary slip or ITR (for self-employed)
- Online approval available for salaried users in major cities
Why Apply via CardMela?
- Instant comparison of benefits, fees, and eligibility
- Lifetime free & fee-waiver cards highlighted clearly
- Apply through official YES Bank secure links
- No spam, no agent calls — just verified info
- Mobile-friendly experience for quick browsing
- Smart usage tips and expert-written card guides
Final Word
YES Bank credit cards offer a powerful combination of rewards, flexibility, and affordability. Whether you’re spending locally, traveling abroad, or just paying your monthly bills — these cards ensure you get something back every time.
Compare top YES Bank credit cards now at CardMela.com, shortlist based on your lifestyle, and apply instantly. Credit cards should work for you — not the other way around.