Full Review: Airtel Axis Bank Credit Card [2025 Edition]

---

Introduction

The Airtel Axis Bank Credit Card is one of India’s most underrated cashback credit cards. Launched in partnership between Axis Bank and Airtel, this card offers 10% cashback across some of the most used platforms: Swiggy, Zomato, Blinkit, Uber, BigBasket, and even Airtel mobile/broadband payments.

But is it really the best cashback card in 2025? Let’s break it down.

---

Quick Overview

Feature	Details
Card Type	Cashback Credit Card
Annual Fee	₹500 (waived on ₹2L annual spend)
Cashback	Up to 10% on select merchants
Lounge Access	4 Domestic Airport Lounges/Year
Card Network	Visa Signature
Issuer	Axis Bank

---

Top Benefits of Airtel Axis Bank Credit Card

1. 10% Cashback on Top Platforms

This is where the card shines:

• Swiggy
• Zomato
• Blinkit
• BigBasket
• Uber
• Airtel mobile, broadband & DTH bills

There’s no need for a wallet like PayZapp. The cashback is flat 10% and credited directly to your statement every month.

2. 4 Domestic Airport Lounge Access / Year

For a ₹500 annual fee card, this is a major benefit. You get:

• 1 complimentary lounge visit per quarter
• Access to most major airports in India

Makes this card great for occasional travelers.

3. Cashback is Straightforward

• No complex reward system
• No conversions
• No rotating categories

Just real cashback, directly adjusted in your monthly credit card bill.

4. Affordable & Easy to Get

• Joining Fee: ₹500
• Annual Fee Waiver: Spend ₹2L in a year
• Issuance is usually quick if you’re already an Airtel user

---

Cashback Breakdown

Spend Category	Cashback Rate	Max Cashback/Month
Swiggy, Zomato, Blinkit	10%	₹500
Airtel Payments	10%	₹300
Utility Bills via Airtel Thanks App	10%	₹300
Other Spends	1%	No Cap

You can easily save ₹1000+ per month if you use it regularly on food and groceries.

APPLY NOW

---

Who Should Get This Card?

• You order food from Swiggy or Zomato 5+ times/month
• You use Blinkit/BigBasket for groceries
• You’re an Airtel customer (Mobile, Fiber, DTH)
• You travel occasionally and want free lounge access
• You want real cashback, not confusing reward points

---

Who Should Skip This Card?

• If you’re loyal to Jio or other operators
• If you already have a card like AU Bank LIT with 10% custom categories
• If you rarely order food or groceries online
• If you’re looking for international travel perks — this card is domestic-focused

---

How to Apply for Airtel Axis Bank Credit Card

You can apply:

• Via the Airtel Thanks app
• Directly through Axis Bank’s website
• Or apply through Cardmela.com for fast tracking and curated offers

---

Cardmela Pro Tip 💡

Use this card alongside:

• Axis ACE for flat 2% cashback everywhere
• ICICI Amazon Pay to buy Zomato/Swiggy vouchers
• HDFC Swiggy only if you are okay using PayZapp

This stack gives you maximum cashback across food, utilities, groceries, and daily spend.

---

FAQs

Q. Is Airtel Axis Credit Card worth it in 2025?
Yes, especially if you order food, groceries, and use Airtel. It’s one of the best cashback cards under ₹500 annual fee.

Q. How do I get lounge access with this card?
You can visit select domestic lounges using your card and Visa Signature network — one visit per quarter.

Q. Is the cashback auto-credited?
Yes, the cashback is credited automatically to your statement within 45 days.

Q. What’s the annual fee waiver condition?
Spend ₹2,00,000 in a year to get the ₹500 fee waived.

---

Final Verdict: Should You Get This Card?

If you want high cashback on essential spends like food delivery, groceries, rides, and Airtel bills — without tracking reward points — this card is a must-have in 2025.

For most urban users, this card can easily save ₹500–₹1000/month.

Ready to maximize your food delivery savings?
Check your eligibility and apply for the Airtel Axis Bank Credit Card now on Cardmela.com