About Us – CardMela.com
CardMela.com is India’s dedicated credit card comparison platform designed to help users find, evaluate, and apply for the most suitable credit cards as per their financial needs and lifestyle preferences. We simplify the complex credit card landscape by offering accurate, up-to-date, and unbiased information.
Our mission is to empower users with complete clarity and transparency while choosing credit cards. Every listing is reviewed for eligibility, features, offers, and real user value. CardMela works through affiliate partnerships with banks and financial institutions but remains unbiased in how cards are presented or recommended.
We are not a bank or NBFC. We are an independent information platform.
Privacy Policy – CardMela.com
This Privacy Policy outlines how CardMela.com collects, uses, and safeguards your information.
1. Information We Collect:
- Basic information like name, email (only when you voluntarily provide it via forms)
- Technical information like IP address, device type, browser, and usage behavior (via cookies)
2. How We Use Your Information:
- To personalize user experience and improve content
- To display relevant credit card offers and analytics
- To communicate with users (if they opt-in)
3. Cookies:
CardMela.com uses cookies for analytics, session tracking, and affiliate link tracking. You may choose to disable cookies through your browser settings.
4. Data Sharing:
We do not sell or rent your personal data. Some data may be shared with our affiliate partners when you click on links that redirect to issuer websites. Those platforms will be governed by their respective privacy policies.
5. Data Security:
We use SSL encryption and standard security practices to protect your information. However, transmission over the internet is never 100% secure.
6. External Links:
CardMela.com contains links to third-party websites. We are not responsible for their privacy practices.
Terms & Conditions – CardMela.com
By accessing or using CardMela.com, you agree to be bound by the terms and conditions outlined below.
1. Use of Platform:
You must be at least 18 years old and legally capable of entering into contracts to use this site. The platform is intended for users residing in India only.
2. Accuracy of Information:
While we strive to provide accurate and updated information, credit card offers, eligibility, and benefits may change. Please verify all information with the official issuer before applying.
3. Affiliate Disclosure:
CardMela.com participates in various affiliate programs. When you click on a credit card link and apply, we may receive a commission from the issuer or affiliate network. This does not affect your application or the offer you receive.
4. Limitation of Liability:
CardMela.com is not liable for any financial decision, loss, or issue arising from the use of our platform. Users are advised to make informed decisions based on their own due diligence.
5. Intellectual Property:
All content on CardMela.com, including text, logos, and layout, is the property of CardMela and cannot be reused or reproduced without permission.
6. Changes to Terms:
We reserve the right to modify these terms at any time without prior notice. Continued use of the website after updates constitutes acceptance of the revised terms.
7. Contact:
For any issues, queries, or concerns, you can write to us at:
Email: cardmela.info@gmail.com