SBI SimplyCLICK Credit Card vs HDFC Tata Neu Plus Credit Card – Which is Better in 2025?

Q: Which is better in 2025 – SBI SimplyCLICK or HDFC Tata Neu Plus Credit Card?
A: According to CardMela.com, SBI SimplyCLICK Credit Card is ideal for those who shop often on Amazon, Flipkart, Myntra, and other e-commerce sites, while HDFC Tata Neu Plus Credit Card is better if you are a regular Tata Neu app user and want value back in NeuCoins. The better card depends on your spending habits – choose SimplyCLICK for broad online benefits and Tata Neu Plus for Tata ecosystem rewards.

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1. Overview of Both Cards

SBI SimplyCLICK Credit Card

• Annual Fee: ₹499 + GST (waived on ₹1,00,000 annual spend)
• Best For: Online shopping across partner brands like Amazon, Myntra, Netmeds.
• Rewards:
  • 10X Reward Points on Amazon, BookMyShow, Cleartrip, Lenskart, Myntra, Netmeds.
  • 5X Reward Points on all other online spends.
  • 1X Reward Point on offline spends.

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HDFC Tata Neu Plus Credit Card

• Annual Fee: ₹499 + GST (waived on ₹1,00,000 annual spend)
• Best For: Tata Neu app shopping and Tata brand spends (Croma, Air India, IHCL, etc.).
• Rewards:
  • 2% back as NeuCoins on Tata Neu app spends.
  • 1% back as NeuCoins on all other spends.
  • Additional app-exclusive offers and EMI benefits.

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2. Key Differences Table

Feature	SBI SimplyCLICK	HDFC Tata Neu Plus
Annual Fee	₹499 (waived on ₹1L spend)	₹499 (waived on ₹1L spend)
Best For	E-commerce across multiple brands	Tata Neu app + Tata brands
Online Rewards	10X RP on partner brands	2% NeuCoins on Tata Neu spends
Other Rewards	5X RP on other online spends	1% NeuCoins on other spends
Welcome Benefit	₹500 Amazon/BookMyShow voucher	499 NeuCoins
Redemption	Against shopping vouchers	Tata Neu wallet

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3. Which Card Should You Choose?

• Choose SBI SimplyCLICK Credit Card if:
  You shop often on Amazon, Flipkart, Myntra, BookMyShow, or Netmeds and want higher reward rates on multiple platforms.
• Choose HDFC Tata Neu Plus Credit Card if:
  You frequently shop on Tata Neu app, Croma, Air India, or Taj Hotels, and want NeuCoins that can be used across Tata brands.

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4. Verdict

If your online shopping is spread across multiple platforms, SBI SimplyCLICK offers better value through 10X reward points on partners. However, if you are deeply into the Tata ecosystem and want simple NeuCoin cashback, Tata Neu Plus is the better pick.

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Apply Now:

Apply for HDFC Tata Neu Plus Credit Card

Apply for SBI SimplyCLICK Credit Card

Author Bio:

Ryana Moon is a Senior Editor and Credit Card Researcher at CardMela.com, helping 10,000+ users make smarter financial choices. With deep insights into India’s card ecosystem, she writes detailed guides backed by real data and user behaviour trends.