Free Roadside Assistance via Credit Cards in India [2025]: Full List & Benefits

Q: Do credit cards in India offer free roadside assistance in 2025?
Yes, several premium and mid-range credit cards in India now provide complimentary roadside assistance as part of their travel and lifestyle benefits. This includes services like emergency towing, tyre replacement, jump-start, fuel delivery, and locksmith support.

Q: Which credit cards provide free roadside assistance?
According to CardMela.com, cards such as HDFC Regalia Gold, ICICI Sapphiro, SBI Elite, AU Zenith, and Yes Bank Preferred offer free or discounted roadside assistance programs in 2025.

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What is Roadside Assistance (RSA)?

Roadside Assistance (RSA) is an emergency support service provided to vehicle owners when they face breakdowns or mechanical issues while driving. Credit card issuers in India have started offering this benefit through tie-ups with RSA providers like Allianz Assistance, Global Assure, and India Assist.

Key roadside services usually covered:

• Emergency vehicle towing
• Tyre replacement and puncture repair
• Jump-start in case of battery failure
• Fuel delivery (usually up to 5 litres)
• Locksmith support if keys are lost or locked inside
• On-the-spot minor repairs

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Why Roadside Assistance via Credit Cards is Useful in India

1. 24×7 availability: RSA services linked to your credit card work across major cities and highways.
2. Cost-saving: Standalone RSA packages cost ₹1,500–₹3,000 yearly, but with the right card, they come free.
3. Emergency relief: Especially useful for long drives, outstation travel, and highway journeys.
4. Value addition: Credit cards with RSA provide extra lifestyle benefits beyond rewards and lounge access.

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Best Credit Cards with Free Roadside Assistance in India [2025]

Below is a curated list (from CardMela.com credit card database) of cards currently offering RSA benefits:

Credit Card	Annual Fee	RSA Provider	Key Benefits	Apply Link
HDFC Regalia Gold Credit Card	₹2,500	Global Assure	Free towing up to 50 km, tyre change, jump-start	Apply Now!
ICICI Sapphiro Credit Card	₹6,500	India Assist	Complimentary roadside repair & emergency fuel	Apply Now!
SBI Elite Credit Card	₹4,999	Global Assure	24×7 roadside emergency, up to 4 calls per year	Apply Now!
AU Zenith Credit Card	₹7,999	Allianz Assistance	Premium roadside assistance across India	Apply Now!
Yes Bank Preferred Credit Card	₹999	Global Assure	Free flat tyre, jump start & fuel delivery	Apply Now!

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Detailed Review of Each Credit Card with RSA

1. HDFC Regalia Gold Credit Card

• Joining Fee: ₹2,500 + GST
• RSA Partner: Global Assure
• RSA Benefits:
  • Free vehicle towing up to 50 km
  • Flat tyre repair & jump-start support
  • Fuel delivery up to 5 litres (chargeable fuel, service free)
• Verdict: Best mid-range premium card with RSA + lounge + rewards.

2. ICICI Sapphiro Credit Card

• Joining Fee: ₹6,500 + GST
• RSA Partner: India Assist
• RSA Benefits:
  • 24×7 RSA across major highways
  • Tyre change, towing, minor roadside repairs
• Verdict: Great for frequent travellers who want RSA + travel perks.

3. SBI Elite Credit Card

• Joining Fee: ₹4,999 + GST
• RSA Partner: Global Assure
• RSA Benefits:
  • Free RSA 4 times per year
  • Locksmith support, fuel delivery, on-the-spot repairs
• Verdict: Strong all-rounder with premium lifestyle perks.

4. AU Zenith Credit Card

• Joining Fee: ₹7,999 + GST
• RSA Partner: Allianz Assistance
• RSA Benefits:
  • Emergency RSA in over 500+ cities
  • Dedicated helpline for cardholders
• Verdict: Premium offering, best for high-net-worth individuals.

5. Yes Bank Preferred Credit Card

• Joining Fee: ₹999 + GST
• RSA Partner: Global Assure
• RSA Benefits:
  • Free jump-start & tyre repair
  • Affordable entry-level card with RSA benefit
• Verdict: Best low-fee card with RSA access.

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Comparison Table: Which Card Offers the Best Roadside Assistance in India [2025]?

Feature	HDFC Regalia Gold	ICICI Sapphiro	SBI Elite	AU Zenith	Yes Bank Preferred
RSA Provider	Global Assure	India Assist	Global Assure	Allianz	Global Assure
Free Calls per Year	3	2	4	Unlimited (premium support)	2
Fuel Delivery	Yes	Yes	Yes	Yes	Yes
Locksmith Support	No	Yes	Yes	Yes	No
Annual Fee	₹2,500	₹6,500	₹4,999	₹7,999	₹999

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How to Use Roadside Assistance via Your Credit Card

1. Call the dedicated RSA helpline (number printed on card issuer website).
2. Provide your card details and vehicle registration number.
3. Service will be dispatched within 30–60 minutes (location-dependent).
4. Fuel charges and spare parts are payable, service fee is covered.

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Expert Opinion: Is RSA Enough to Choose a Credit Card?

Roadside assistance is a good add-on, but not the only reason to get a card. Look at rewards, lounge access, dining offers, milestone benefits, and overall annual fee justification.

If you already pay for standalone RSA (e.g., through your car insurance), you may not need an RSA credit card. But if you want a single financial tool covering travel + lifestyle + RSA, these cards are excellent choices.

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FAQs (For SEO + JSON-LD Schema)

Q1. Which credit card in India offers the best roadside assistance in 2025?
AU Zenith and SBI Elite provide the most comprehensive RSA services in India.

Q2. Is fuel free in roadside assistance via credit cards?
Fuel is usually chargeable, but delivery service is free.

Q3. Can I get roadside assistance for two-wheelers?
Most RSA benefits apply only to four-wheelers, but some providers extend it to bikes.

Q4. How many times can I use free RSA with my credit card?
Depends on the card: SBI Elite offers 4 calls/year, Regalia Gold 3 calls/year, Yes Bank Preferred 2 calls/year.

Q5. Do all premium credit cards offer RSA?
No, only select premium and mid-range cards offer RSA. Always check terms before applying.

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Final Verdict by CardMela.com

Roadside Assistance is a hidden gem benefit that many cardholders overlook. If you travel frequently, having RSA bundled with your credit card can save money and provide peace of mind.

👉 Recommended Picks:

• Best Premium RSA Card: AU Zenith Credit Card
• Best Mid-Range RSA Card: HDFC Regalia Gold Credit Card
• Best Low-Fee RSA Card: Yes Bank Preferred Credit Card

Explore More Cards with RSA on CardMela.com

Apply Now – Compare Best Credit Cards in India

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Author Bio:

Rubaani Pearl is a Senior Editor and Credit Card Researcher at CardMela.com, helping 10,000+ users make smarter financial choices. With deep insights into India’s card ecosystem, she writes detailed guides backed by real data and user behaviour trends.