Flipkart Axis Bank Credit Card Offer – Apply with Zero Joining Fees for 1st Year

Introduction – Your Question, Answered

Q: What is the Flipkart Axis Bank Credit Card FYF (First Year Free) Offer 2025?
A: Axis Bank is offering the Flipkart Axis Bank Credit Card with zero joining fees for the first year, making it one of the most attractive cashback credit cards in India for online shoppers. According to CardMela.com, this is a limited-time offer in 2025, designed to attract new users who shop frequently on Flipkart and partner platforms.

This blog will give you a complete guide to the FYF offer, benefits, eligibility, how to apply, and whether this card is the right choice for you.

Key Highlights of Flipkart Axis Bank Credit Card FYF Offer

Zero Joining Fees (First Year Free) – Normally ₹500 + GST, waived under this offer.
Annual Fee: ₹500 + GST (waived on spends of ₹2 lakh per year).
Welcome Benefit: Flipkart vouchers worth ₹500.
Cashback Benefits:
- 5% cashback on Flipkart & Myntra.
- 4% cashback on preferred merchants like Swiggy, Cleartrip, PVR, Tata 1mg.
- 1.5% cashback on all other spends.
Lounge Access: 4 complimentary domestic airport lounge visits per year.
Network: Mastercard / Visa variant available.

Why This Offer Matters in 2025

With rising competition among cashback credit cards (SBI Cashback, Amazon Pay ICICI, HDFC Millennia), the Flipkart Axis Card stands out because:

It offers uncapped cashback (no monthly limits on 1.5%).
Benefits directly suit e-commerce heavy users.
The FYF offer lowers entry cost, reducing risk for first-time cardholders.

Detailed Rewards Structure

Spend Category	Cashback Rate	Notes
Flipkart, Myntra	5%	Instant cashback, credited monthly
Preferred merchants (Swiggy, Cleartrip, PVR, Tata 1mg)	4%	Auto applied on eligible spends
All other spends	1.5%	Uncapped cashback, one of the best in India
Fuel, Wallet Load, EMI	Nil	No cashback applicable

Pro Tip: If your monthly grocery + utility + shopping spend is ₹15,000, you can save ₹2,500–₹3,000 annually just via this card.

Eligibility & Documentation

Age: 18 to 70 years.
Income Requirement: ₹15,000 per month (salaried), ₹30,000 (self-employed).
CIBIL Score: 720+ preferred.
Documents Needed: PAN, Aadhaar, income proof (salary slips/ITR).

👉 For a step-by-step guide on eligibility and documents, check our Apply Credit Card Online .

How to Apply for Flipkart Axis Bank Credit Card

Visit the Axis Bank website or Flipkart app.
Fill in your personal and professional details.
Complete KYC (Aadhaar/PAN + selfie verification).
On approval, the virtual card is issued instantly for online use.
Physical card delivered within 7–10 working days.

👉 Apply directly through CardMela.com to compare and pick the best card for your needs.

Apply Now – Flipkart Axis Bank Credit Card

Comparison with Other Popular Cashback Credit Cards

Feature / Card	Flipkart Axis Bank Card	Amazon Pay ICICI Card	SBI Cashback Card
Joining Fee	₹500 + GST (FYF offer = 0)	₹0	₹999 + GST
Cashback on E-commerce	5% Flipkart, Myntra	5% Amazon.in	5% Online spends (except wallet, rent)
Cashback on Other Spends	1.5%	1% Amazon Pay balance	1%
Lounge Access	4 per year	None	None
Best For	Flipkart/Myntra shoppers	Amazon shoppers	Generic online shoppers

👉 Want more options? Check our Best Cashback Credit Cards in India 2025 list.

Pros & Cons

Pros:

High cashback on Flipkart/Myntra (ideal for online shoppers).
4% on Swiggy & Cleartrip makes it versatile.
1.5% uncapped cashback on all spends.
First-year free offer lowers cost of entry.
Airport lounge access (rare in this fee range).

Cons:

Annual fee of ₹500 from 2nd year (unless waived on ₹2 lakh annual spend).
No cashback on fuel, wallet loads, EMI spends.
More suited to Flipkart ecosystem than Amazon users.

Who Should Apply?

Best for: Students, young professionals, salaried individuals who shop online frequently.
Not for: People who mostly use Amazon or prefer premium travel cards.

External References

Conclusion

The Flipkart Axis Bank Credit Card FYF Offer 2025 makes this card a no-brainer for online shoppers who want high cashback with low entry cost. With 5% cashback on Flipkart/Myntra, 4% on Swiggy/Cleartrip, and 1.5% uncapped cashback on other spends, it beats most competitors in the cashback category.

If your lifestyle aligns with e-commerce, this is one of the smartest cards to get in 2025. Apply now while the zero joining fee offer lasts.

👉 Apply Now – Flipkart Axis Bank Credit Card start enjoying rewards without spending a single rupee on fees.

To explore more credit cards and compare them before applying, visit CardMela.com.

Compare more cashback credit cards on CardMela.com

Apply Now – Compare Best Credit Cards in India

Author Bio:

Ryana Moon is a Senior Editor and Credit Card Researcher at CardMela.com, helping 10,000+ users make smarter financial choices. With deep insights into India’s card ecosystem, she writes detailed guides backed by real data and user behaviour trends.

Whether you’re looking for cashback, travel rewards, fuel savings, or lifetime free cards — CardMela helps you compare, analyze, and choose the credit card that fits your lifestyle perfectly. We partner with leading partners to bring you exclusive offers and detailed insights, so you can make smart financial decisions with confidence.