Introduction – Can You Really Earn Rewards While Paying Taxes?
Most people in India look at income tax payments as a mandatory task that gives nothing in return. Unlike shopping or dining spends where you earn cashback or rewards, tax payments through credit cards usually carry no benefits. But in 2025, AU Small Finance Bank has flipped the game by introducing a limited-time offer on AU Credit Cards where you can earn up to ₹500 Amazon voucher simply for paying your taxes online.
This is a rare credit card offer that combines compliance with savings, making it particularly interesting for salaried professionals, freelancers, and business owners who make regular tax payments.
In this blog, CardMela.com breaks down the offer in detail, evaluates its benefits, compares AU’s deal with other credit card options in India, and tells you exactly how to claim your Amazon voucher.
Here’s how the scheme works:
Tax Payment Amount | Voucher Value |
---|---|
₹5,000 – ₹9,999 | ₹250 Amazon Voucher |
₹10,000 or above | ₹500 Amazon Voucher |
Key Terms & Conditions:
👉 Check AU Bank Cards page here
Unlike normal spends, tax payments are excluded from cashback/rewards on most Indian credit cards including HDFC, SBI, and ICICI. Even premium cards like HDFC Infinia and Axis Magnus don’t give any accelerated benefits on tax transactions.
That’s why AU’s move is unique. By offering Amazon vouchers as a flat reward, it gives cardholders a strong incentive to use AU Credit Cards for compliance-related spends.
For example:
AU Bank offers a growing credit card portfolio. All retail AU Credit Cards qualify for this offer except corporate and purchase cards.
Popular AU Credit Cards include:
👉 Check the complete range here: AU Bank Credit Cards on CardMela
Bank / Card | Tax Payment Benefit | Annual Fee | Verdict |
---|---|---|---|
AU Credit Cards | ₹250–₹500 Amazon voucher | Varies (LIT – free to premium) | Best for flat reward on tax |
SBI Cashback Card | No rewards on tax | ₹999 | Not suitable for tax |
HDFC Infinia | No rewards on tax payments | ₹12,500 | Great for travel, not taxes |
ICICI Amazon Pay Card | No cashback on tax | Free | Useless for tax spends |
Clearly, AU Bank is currently the only major issuer offering value on income tax spends.
If you’re exploring AU Bank’s offer, you may also find these CardMela guides useful:
These resources help you evaluate not just AU cards but also competitors like HDFC, SBI, and Axis.
Yes – if you already hold an AU Credit Card, this is a must-use offer. You’re anyway paying your taxes, so why not earn ₹250–₹500 Amazon voucher on top?
If you don’t yet hold an AU Credit Card, this may be the right time to apply. AU is aggressively building its retail credit card business, and this tax offer shows their intent to reward cardholders even on transactions most banks ignore.
👉 Apply Now for AU Bank Credit Card
Q1. Can I use AU Credit Card EMI option for tax payments?
No, the offer is only valid on full payments tagged under MCC 9311.
Q2. Is GST included in tax amount eligibility?
Yes, the full payment processed counts towards voucher eligibility.
Q3. Can I receive more than ₹500 voucher if I pay multiple times?
No, maximum ₹500 per cardholder during the offer period.
Q4. When will I get my Amazon voucher?
Within 60 days of the offer end date, via email/SMS.
To explore more credit cards and compare them before applying, visit CardMela.com.
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Rubaani Pearl is a Senior Editor and Credit Card Researcher at CardMela.com, helping 10,000+ users make smarter financial choices. With deep insights into India’s card ecosystem, she writes detailed guides backed by real data and user behaviour trends.
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