Compare Credit Cards – Choose the Right Card, Instantly
Explore Credit Cards by Category
By Purpose / Lifestyle
Travel Credit Cards
Maximize air miles, lounge access, travel insurance, and forex savings.
Lifestyle Credit Cards
Extra rewards or cashback on online and offline retail platforms.
Cashback Credit Cards
Save every time you spend — on groceries, fuel, utility bills, or EMIs.
Fuel Credit Cards
Reduce petrol/diesel expenses with surcharge waivers and fuel points.
Premium & Luxury Cards
Get concierge services, international privileges, golf access, and more.
Business Credit Cards
Ideal for entrepreneurs. Manage spending, control employee cards.
Forex & International Cards
Save on overseas usage with 0% or low forex markup. Great for global travelers.
By Fee Structure
Lifetime Free Credit Cards
No joining or annual fee ever. Best for first-time users or budget-conscious individuals.
Low Annual Fee Cards (Under ₹500)
Affordable cards that still offer solid rewards and fuel/dining benefits.
No Joining Fee Cards
Apply with zero upfront cost, and get basic to mid-level benefits.
High Reward Premium Cards (₹1000+ fee)
Top-tier cards with extensive perks like airport services, elite reward programs, and exclusive brand tie-ups.
By Banks/ Issuer
HDFC Bank Credit Cards
Premium rewards, lounge access, and great travel perks.
SBI Credit Cards
Extra rewards or cashback on online and offline retail platforms.
ICICI Bank Credit Cards
Entertainment, travel, and fuel benefits for all users.
Axis Bank Credit Cards
Edge rewards, airport lounges, and travel discounts.
AU Bank Credit Cards
Lifetime free cards with shopping and fuel benefits.
IndusInd Bank Credit Cards
Fuel surcharge waivers and travel reward points.
YES Bank Credit Cards
Low fee cards with decent reward and cashback offers.
By Reward Type
Air Miles & Travel Rewards
Perfect for jetsetters. Convert spending into flights, upgrades, and hotel stays.
Cashback Rewards
Flat cashback on utilities, retail shopping, fuel, and bill payments.
Reward Points
Earn points per transaction and redeem for vouchers, gadgets, and more.
Fuel Points / Surcharge Waivers
Specialized programs for fuel spends with point benefits and fee savings
By User Type
Salaried Professionals
Cards tailored to monthly earners with attractive spend-linked offers.
Self-employed / Business Owners
High-limit cards with GST-compliant statements and business perks.
First-time Credit Card Users
Easy approval cards with basic benefits and low annual fees.
Students & Young Professionals
Low-fee or secured cards to start building a credit score from scratch.
Frequent Flyers / Travellers
Cards with travel-specific perks like miles, lounges, and insurance.
Luxury Seekers / High Income Group
Premium cards with airport meet & greet, concierge, fine dining offers.
By Approval / Eligibility
Instant Approval Credit Cards
100% digital onboarding and approval within minutes.
Cards for Low CIBIL Score (600–700)
Options for moderate credit scores with flexible eligibility.
Easy Approval Cards with Minimal Docs
Great for students or first-time users. Apply with PAN + Aadhaar.
Compare Credit Cards – Choose the Right Card, Instantly
Looking for the perfect credit card? You’re in the right place. At CardMela.com, we help you cut through the noise, compare top credit cards side by side, and find the one that fits your lifestyle — without the confusion.
Whether you’re applying for your first-ever card or upgrading to a premium experience, the Indian credit card market can be overwhelming. With hundreds of options across dozens of banks, benefits that look similar, and fine print that often hides key details — making the right choice is tougher than it should be.
We fix that.
Why Compare Credit Cards with CardMela?
Because time is money — and we help you save both.
At CardMela, we believe in transparent, unbiased, and lightning-fast comparisons. Instead of showing you every credit card out there, we focus on what actually works for you — based on real features, real value, and real use cases.
Our team analyses each card for:
- Joining & Annual Fees
- Reward Types (Cashback, Miles, Points)
- Airport Lounge Access & Travel Privileges
- Fuel, Dining & Entertainment Benefits
- Foreign Transaction Fees
- Eligibility Criteria & Credit Score Requirements
- Approval Speed (Instant, Same Day, Offline)
And we don’t stop at banks’ marketing lines — we highlight both strengths and limitations of every card.
Find a Card That Matches You
From cashback on groceries to luxury airport lounges, the right card should match your spending patterns, income profile, and goals.
- Want to save money on daily essentials like fuel, groceries or bills? We’ve got the right cashback cards.
- Fly often or book hotels frequently? Compare travel credit cards that offer lounge access, air miles, and insurance.
- Starting your financial journey? Discover cards for students, first-time users, or people with moderate credit scores.
- Self-employed or running a startup? Check out business cards designed to help manage expenses and earn rewards.
- Love perks? Dive into premium and luxury cards with concierge, golf, global access, and more.
You don’t need to know the category. Just know your goal — and we’ll help you get there.
What Makes CardMela Different?
- Simple UI with no jargon or clutter
- Fast, side-by-side comparison of key features
- Updated database of cards, offers, and limited-time deals
- Direct application links to partner banks — no middlemen
- Mobile-friendly, lightning-fast interface
- Handpicked recommendations, not endless spammy lists
We believe credit cards should work for you, not the other way around.
Bonus: Learn Before You Apply
Still not sure what makes a card “good”? Head over to our Credit Card Guides section where we break down:
- Which card types offer the best value
- What “hidden” charges to avoid
- How to improve approval chances
- Tips to build your credit score
Final Word
A credit card isn’t just a payment tool — it’s a financial companion that can reward you, protect you, and elevate your lifestyle.
Don’t apply blind. Don’t waste time comparing on 10 different sites. Let CardMela.com show you the best cards — based on your life.
Compare smart. Spend right. Live better.