Planning your next vacation? Whether it’s an international trip or a quick domestic getaway, CardMela.com brings you a carefully curated selection of Top Travel Credit Cards designed to reward every mile you travel.
Enjoy more than just convenience — these credit cards elevate your entire travel experience. From free airport lounge access and complimentary flight tickets to forex markup fee waivers and accelerated air mile rewards, the benefits go beyond borders.
Explore top cards like Axis Bank Atlas Credit Card, HDFC Regalia, ICICI MakeMyTrip Credit Card, and SBI IRCTC Platinum — each tailored to suit different types of travellers.
These cards also come with added advantages like:
Start your journey with the right card. Use our comparison tool to evaluate key benefits, fees, eligibility, and apply directly from CardMela.
★★★★☆ (4.2/5)
Best for frequent flyers and premium lifestyle users
Benefits:
4 Reward Points per ₹150 spent
Free access to domestic & international lounges
Milestone rewards up to 15,000 points/year
Low 2% forex markup
Travel insurance & lifestyle privileges
Eligibility:
Salaried: ₹1.5L/month; Self-employed: ITR > ₹18L/year
Fees:
₹2,500 Annual Fee (waived on ₹3L spend), Late Fee ₹100–₹1,300
★★★★☆ (4.2/5)
Best for frequent flyers and premium lifestyle users
Benefits:
4 Reward Points per ₹150 spent
Free access to domestic & international lounges
Milestone rewards up to 15,000 points/year
Low 2% forex markup
Travel insurance & lifestyle privileges
Eligibility:
Salaried: ₹1.5L/month; Self-employed: ITR > ₹18L/year
Fees:
₹2,500 Annual Fee (waived on ₹3L spend), Late Fee ₹100–₹1,300
★★★★☆ (4.2/5)
Best for frequent flyers and premium lifestyle users
Benefits:
4 Reward Points per ₹150 spent
Free access to domestic & international lounges
Milestone rewards up to 15,000 points/year
Low 2% forex markup
Travel insurance & lifestyle privileges
Eligibility:
Salaried: ₹1.5L/month; Self-employed: ITR > ₹18L/year
Fees:
₹2,500 Annual Fee (waived on ₹3L spend), Late Fee ₹100–₹1,300
★★★★☆ (4.2/5)
Best for frequent flyers and premium lifestyle users
Benefits:
4 Reward Points per ₹150 spent
Free access to domestic & international lounges
Milestone rewards up to 15,000 points/year
Low 2% forex markup
Travel insurance & lifestyle privileges
Eligibility:
Salaried: ₹1.5L/month; Self-employed: ITR > ₹18L/year
Fees:
₹2,500 Annual Fee (waived on ₹3L spend), Late Fee ₹100–₹1,300
★★★★☆ (4.2/5)
Best for frequent flyers and premium lifestyle users
Benefits:
4 Reward Points per ₹150 spent
Free access to domestic & international lounges
Milestone rewards up to 15,000 points/year
Low 2% forex markup
Travel insurance & lifestyle privileges
Eligibility:
Salaried: ₹1.5L/month; Self-employed: ITR > ₹18L/year
Fees:
₹2,500 Annual Fee (waived on ₹3L spend), Late Fee ₹100–₹1,300
★★★★☆ (4.2/5)
Best for frequent flyers and premium lifestyle users
Benefits:
4 Reward Points per ₹150 spent
Free access to domestic & international lounges
Milestone rewards up to 15,000 points/year
Low 2% forex markup
Travel insurance & lifestyle privileges
Eligibility:
Salaried: ₹1.5L/month; Self-employed: ITR > ₹18L/year
Fees:
₹2,500 Annual Fee (waived on ₹3L spend), Late Fee ₹100–₹1,300
★★★★☆ (4.2/5)
Best for frequent flyers and premium lifestyle users
Benefits:
Silver Elite Status + 1 Free Night Award (worth 15K pts)
8 pts/₹150 at Marriott hotels, 4 pts on travel/dining
Lounge access: 12 domestic + 12 international/year
Milestone bonus up to 10,000 pts
Eligibility:
Salaried: ₹1,00,000 per month
Self-employed: ITR above ₹15,00,000 per year
Fees:
₹3,000 annual fee + GST
Interest: 3.6% per month
Late payment fee: ₹100–₹1,300 (based on due amount)
★★★★☆ (4.2/5)
Ideal for frequent travelers and premium lifestyle users
Benefits:
4 Complimentary Airport Lounge Access/Quarter (Domestic & International)
₹2,000 Worth Welcome Vouchers
Milestone Benefits up to ₹10,000/year
Buy 1 Get 1 Movie Offer (up to ₹250/month)
Fuel Surcharge Waiver up to ₹250/month
Eligibility:
Minimum ₹50,000/month income
Recommended Credit Score 750+
Fees:
₹2,999 Annual Fee (waived on ₹1.5 lakh annual spend)
₹2,999 Joining Fee (waived on ₹40,000 spend in 90 days)
Late Payment Fee up to ₹700 approx
★★★★☆ (4/5)
Best for cashback seekers and occasional travelers
Benefits:
5% Cashback on all spends (up to ₹3,000 per month)
₹1,000 Welcome Cashback on first transaction
Fuel Surcharge Waiver up to ₹500 per month
Complimentary Airport Lounge Access (2 visits per year)
Dining & Entertainment Discounts
No Joining Fee & No Annual Fee
Eligibility:
Minimum ₹20,000/month income
Recommended Credit Score 700+
Fees:
No Joining Fee, No Annual Fee
Late Payment Fee approx ₹500
★★★★☆ (4.5/5)
Ideal for high spenders seeking maximum rewards and travel benefits
Benefits:
Up to 3% rewards on international spends (12 RP/₹100)
2 complimentary domestic airport lounge visits per quarter
2 complimentary railway lounge visits per quarter
1% fuel surcharge waiver on transactions ₹400–₹5,000 (max ₹200/month)
500 bonus RP on ₹5,000+ retail spends between 1st–5th of month
5,000 bonus RP on ₹2.5L annual retail spend
Eligibility:
Minimum ₹25,000/month income, Credit Score 750+, Existing AU Bank customers
Fees:
Lifetime Free (No Joining or Annual Fee), Late Fee ₹150–₹1,300 based on outstanding balance
★★★★☆ (4.3/5)
Ideal for frequent international travelers
Benefits:
Multiple currencies on a single card
Free replacement card in case of loss or theft
Comprehensive travel insurance coverage
Secure transactions with 3D Secure and Chip & PIN technology
Emergency cash delivery services available
Eligibility:
Valid passport required
A2 Form and PAN card necessaryICICI Bank+2ICICI Bank+2ICICI Bank+2
Fees:
Joining fee: ₹499 + GST
Annual fee: Nil
Reload fee: ₹100 per transaction
★★★★☆ (4.5/5)
Ideal for premium international travelers seeking exclusive benefits
Benefits:
Zero mark-up fee on cross-currency transactions
5% cashback on airline & hotel bookings online (max ₹3,000/month)
2 complimentary international lounge accesses per year
₹1,000 Uber e-Gift Card
International Student Identity Card (ISIC) membership worth ₹999
Card Protection Plus insurance worth ₹1,600
Eligibility:
Valid passport required
A2 Form and PAN card necessary
Fees:
Joining fee ₹2,999 + GST
Annual fee Nil
Reload fee ₹100 per transaction
★★★★☆ (4.5/5)
Ideal for premium international travelers
Benefits:
Personalized card design
₹15,000 joining benefits
Zero cross-currency markup
5% cashback on airline & hotel bookings (max ₹3,000/month)
2 free international lounge accesses/year
₹1,000 Uber e-Gift Card
ISIC membership worth ₹999
Card Protection Plus insurance worth ₹1,600
Eligibility:
Valid passport required
A2 Form and PAN card necessary
Fees:
Joining fee ₹2,999 + GST
Annual fee Nil
Reload fee ₹100 per transaction
★★★★☆ (4.5/5)
Best for frequent travelers booking via MakeMyTrip
Benefits:
₹1,000 MakeMyTrip voucher on joining
Up to 6% myCash on MakeMyTrip bookings
1% myCash on other retail spends
8 domestic and 1 international lounge access per year
MMTBLACK Gold membership
0.99% forex markup
Buy 1 Get 1 movie ticket offer (up to ₹150, twice a month)
3 months no-cost EMI on MakeMyTrip bookings
Eligibility:
Indian resident with a stable income
Good credit history
Fees:
Joining fee ₹999 + GST
Annual fee ₹999 + GST (waived on ₹3L annual spend)
★★★★☆ (4.5/5)
Best for international travelers seeking fee-free multi-currency prepaid card
Benefits:
Zero currency conversion charges
Zero ATM withdrawal fees up to 2 per month per currency
Zero processing and issuance fee (temporary offer)
Online usage enabled
3 years validity
Multi-currency support including USD EUR GBP
Free airport transfer worth ₹1,000
Discounts on travel experiences and wire transfers
Eligibility:
Indian resident aged 18+
Valid passport and visa required
Fees:
Joining fee ₹0 (temporary offer)
Annual fee ₹0
★★★★☆ (4.5/5)
Ideal for frequent travelers and high spenders
Benefits:
5 EDGE Miles/₹100 on travel spends, 2 EDGE Miles/₹100 on other spends
Complimentary domestic & international lounge access
Milestone benefits up to 5,000 EDGE Miles
1% fuel surcharge waiver (₹400–₹4,000 transactions)
Eligibility:
Salaried individuals with ₹1L/month income, Credit Score 750+
Fees:
₹12,500 Annual Fee (waived on ₹25L spend/year), Late Fee ₹100–₹1,300
★★★★☆ (4.3/5)
Ideal for frequent flyers with Vistara
Benefits:
1 complimentary Vistara economy ticket as welcome benefit
3 Club Vistara Points/₹200 spent
Milestone benefits up to 3 complimentary tickets/year
Complimentary lounge access
Eligibility:
Salaried individuals with ₹50,000/month income, Credit Score 750+
Fees:
₹1,500 Joining Fee, ₹1,500 Annual Fee, Late Fee ₹100–₹1,300
★★★★☆ (4.5/5)
Ideal for high online spenders seeking straightforward cashback rewards
Benefits:
5% cashback on all online spends (excluding specific categories)
1% cashback on offline spends
1% fuel surcharge waiver on transactions between ₹500–₹3,000 (max ₹100/month)
Auto-credit of cashback within 2 days of statement generation
Contactless payments enabled
Worldwide acceptance at over 24 million outlets
Add-on cards available for family members above 18 years
Cash withdrawal from over 1 million VISA ATMs globally
Eligibility
Minimum ₹25,000/month income, Credit Score 750+
Fees
₹999 Joining & Annual Fee (waived on ₹2L spend/year), Late Fee ₹100–₹1,300
★★★★☆ (4.3/5)
Best for frequent travelers aur Goibibo users
Benefits:
Goibibo par domestic flights par flat 6% instant discount (up to ₹800)
Goibibo par domestic hotels par flat 7% instant discount (up to ₹5,000)
Zomato, Swiggy, Amazon, PVR, BookMyShow, Myntra, MakeMyTrip, Ola, BigBasket par 5% cashback
Fuel surcharge waiver at HPCL pumps
Complimentary airport aur railway lounge access eligibility ke hisaab se
Eligibility:
Salaried ya self-employed professionals
Minimum monthly income ₹15,000
Fees:
Joining fee ₹500 + GST
Annual fee ₹500 + GST (waived on ₹1.5L annual spend)
★★★★☆ (4.2/5)
Best for travelers & lifestyle users
Benefits:
₹500 cashback on 4 transactions
5X rewards up to ₹20K/month, 10X on higher spends & birthdays
4 domestic + 2 international lounge visits/quarter
Golf perks & 1% forex markup
Movie discount & hotel booking offers
Eligibility:
Select customers, bank approval required
Fees:
Joining ₹2,999 + GST
Annual ₹2,999 + GST (waived on ₹8L spend)
Planning your next trip? Whether it’s a weekend getaway within India or an international vacation, the right travel credit card can turn your journey into a rewarding experience. At CardMela.com, we help you explore, compare, and choose from the best travel credit cards in India based on your travel habits, spending preferences, and lifestyle goals.
Instead of wasting time visiting multiple bank websites, use our platform to discover cards that offer free airport lounge access, low forex markup, air miles accumulation, travel insurance coverage, and more — all in one place.
A dedicated travel credit card is your best financial companion while travelling. Here’s why thousands of smart travellers prefer them:
At CardMela.com, we provide a fully transparent comparison experience. You can filter and compare cards by:
Some of our featured top travel credit cards include:
You can also explore lifetime free credit cards, low annual fee cards, and premium credit cards for more options that fit your budget and lifestyle.
These cards are perfect for:
If you belong to any of the above categories, browse our curated list of travel credit cards and apply directly from the CardMela.com portal.
Every card listed comes with clear details about:
We recommend maintaining a CIBIL score above 750 for faster approvals on travel cards.
The right card not only gives you comfort at the airport or hotel, but also gives you back through reward points, cashback, or complimentary services. That’s why we suggest pairing a primary travel credit card with a cashback credit card or a fuel credit card for optimized savings.
For example, someone flying internationally twice a year might go for the Axis Bank Atlas Card + ICICI Mine Goibibo Card to get lounge access, miles, and travel discounts.
We are India’s growing credit card comparison platform built with trust, clarity, and speed in mind. Here’s why users prefer us:
Need more help? Browse our Credit Card Guides or check out user reviews on each bank-specific credit card page.
A travel credit card is not a luxury anymore — it’s a travel essential. From saving thousands on flights to enjoying a comfortable wait at the airport, it changes how you move.
So don’t let another trip go by without making the most of it. Explore our collection of top travel credit cards, compare features, and apply online — all at CardMela.com. Whether you’re chasing air miles, planning your honeymoon, or flying abroad for work, there’s a card that’s perfect for you. Find it today.